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Dazzling December's No-Spend Days Challenge!

cathybird
cathybird Posts: 15,090 Forumite
Part of the Furniture 10,000 Posts Name Dropper Photogenic
edited 29 November 2024 pm30 10:07PM in Debt-free wannabe challenges
Welcome to Dazzling December's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of frittering money away and start automatically holding off from spending instead. It also helps you delay purchases, which in turn means you lose interest in a lot of things you might otherwise impulse buy.

Another good thing with this challenge is we're all in it together, and people will help you on bad days and cheer you on on good days, and the support and accountability can really help make it easier to keep going with it. And if all else fails, there's always next month

To join, just post the number of no-spend days (NSDs) you're aiming for in December and you are on your way!

Tips for the challenge:
1. It's totally up to you but if you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.

3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too

4. It also helps to bookmark the thread, it's much easier to find.

5. NSDs are trickier than they seem and easily derailed. It can work better if you notch up as many days as you can in the first half of the month, or think of the month in thirds so if you're aiming for 10 NSDs, try to do 4 days in the first 10, 3 in the second and 3 in the third. And if you feel that you're falling behind, there's no shame in changing your target! Sometimes life just gets in the way, and the challenge should be fun, not a grind.

December

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image

Target reached = image

Target beaten = image 


To see the updated results for December at any point, click here :)
«13456735

Comments

  • cathybird
    cathybird Posts: 15,090 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 December 2024 pm31 10:05PM
    December targets

    AuntieL 15

    beanielou 19

    BestnamesRgone 15

    Caeraugirl 15

    cathybird 15

    Doris17 12

    Geriatricmum

    HotDog2020 10

    Janeryan

    KajiKita 15

    laura lau 15

    laurenh 15

    leftatthetrafficlights 24

    LittleMissDetermined

    Makingabobor2 15

    Nintud 15

    QueenJess 15

    RisingPhoenix1

    Rupacomp

    SecondStar 15

    short bird 18

    TizerCat

    winterbear95

    x raphael xx




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Me please. Lets aim for 12 NSD's and see how we go.

    "Make Everyday Count"



  • One for me today, thanks 🎄
  • 1/24 please 😁
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Doris17
    Doris17 Posts: 850 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    1/12 thanks. 🎄

    "Make Everyday Count"



  • I am starting how I mean to go on...one for me please @cathybird thank you.
  • cathybird
    cathybird Posts: 15,090 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Definitely an NSD for me today. :):)
  • cathybird
    cathybird Posts: 15,090 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 December 2024 pm31 10:00PM
    December NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    December targets


    AuntieL 15 


    beanielou 19 


    BestnamesRgone 1/15  image


    Caeraugirl 15 


    cathybird 1/15  image


    Doris17 1/12  image


    Geriatricmum  


    HotDog2020 1/10  image


    Janeryan  


    KajiKita 15 


    laura lau 15 


    laurenh1 1/15  image


    leftatthetrafficlights 1/24  image


    LittleMissDetermined  


    Makingabobor2 15 


    Nintud  


    QueenJess 15 


    RisingPhoenix1  


    Rupacomp  


    SecondStar  


    short bird 18  


    TizerCat  


    winterbear95 5/TF 


    x raphael xx  





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,090 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    December results updated here :):)
  • One for today please CB xx
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