We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Dazzling December's No-Spend Days Challenge!

Options
12357…35

Comments

  • KajiKita
    KajiKita Posts: 7,455 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Tuesday here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 35 books of target 52 in 2025, as @ 13th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 December 2024 at 5:05PM
    December NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    December targets


    AuntieL 15 

    beanielou 4/19  image

    BestnamesRgone 3/15  image

    Caeraugirl 15 

    cathybird 3/15  image

    Doris17 3/12  image

    Geriatricmum  

    HotDog2020 3/10  image

    Janeryan  

    KajiKita 3/15  image

    laura lau 2/15  image

    laurenh1 4/15  image

    leftatthetrafficlights 4/24  image

    LittleMissDetermined 3/16  image

    Makingabobor2 1/15  image

    Nintud 15 

    QueenJess 1/15  image

    RisingPhoenix1  

    Rupacomp  

    SecondStar 15 

    short bird 2/18   image

    TizerCat  

    winterbear95 5/TF 

    x raphael xx  




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    December results updated here :):)
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,056 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Declaring early - 4/24
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • KajiKita
    KajiKita Posts: 7,455 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Also declaring early 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 35 books of target 52 in 2025, as @ 13th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,593 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    It's another one for me today please @Cathybird, making it 3/16
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • laurenh1
    laurenh1 Posts: 985 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    NSD again today please. I did buy some jelly moulds for the kids lunch boxes but these are a replacement. My kids have lost the lids of the current ones. Had them years and they get used weekly, so can't complain! 
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    Starting December a bit late as I've been to Stockholm to visit a friend until Monday, so out of 4 days I had a NSD on Monday and one today.
    Happy December!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • beanielou
    beanielou Posts: 95,364 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Doris17
    Doris17 Posts: 917 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Another one for me today please 3/12.

    "Make Everyday Count"



★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture