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Dazzling December's No-Spend Days Challenge!

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,193 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    QueenJess said:
    At last, another NSD to report.
    Can I ask, how do the decluttering goals work on your signature? Does that mean you have actually decluttered over 17000 items? 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    one more NSD for me today!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • cathybird
    cathybird Posts: 15,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 December 2024 at 4:39PM
    December NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    December targets


    AuntieL 15 

    beanielou 6/19  image  image

    BestnamesRgone 4/15  image

    Caeraugirl 15 

    cathybird 5/15  image  image

    Doris17 5/12  image  image

    HotDog2020 4/10  image

    Janeryan  

    KajiKita 4/15  image

    laura lau 4/15  image

    laurenh1 4/15  image

    leftatthetrafficlights 4/24  image

    LittleMissDetermined 4/16  image

    Makingabobor2 2/15  image

    Nintud 15 

    QueenJess 2/15  image

    RisingPhoenix1  

    Rupacomp  

    SecondStar 15 

    short bird 3/18   image




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    December results updated here :):)
  • KajiKita
    KajiKita Posts: 7,555 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here.

    D
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 37 books of target 52 in 2025, as @ 23rd July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • BestnamesRgone
    BestnamesRgone Posts: 130 Forumite
    100 Posts Second Anniversary Name Dropper
    NSD no 4 for me today, thanks 🙂
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,607 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    One for yesterday but not today, therapy car parking charges 😔
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    another NSD today! I feel like I'm on a roll! I have a few things I need to order but I;ve been adding them to the cart and waiting, so I can decide if I really need them, plus if I have enough items I can get a discount + free shipping! I'll keep it until I have a spend day (probably tomorrow).
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Doris17
    Doris17 Posts: 921 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Friday is day 5 for me.
    5/12.

    "Make Everyday Count"



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