December NSD challenge
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Dazzling December's No-Spend Days Challenge!
Comments
-
another one to finish the month and the year.
will go for 15 again in JanuaryMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
.
Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Claiming the last three days of the year as NSDs, meaning I just scrape in to my target.
Thanks for running this thread @cathybird, it really helps me be mindful about my spends.#21 Save £12k in 2025 £24277.35/£200001 -
Closing out December on 25 NSDs! Not sure about January yet, but will see you there
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £1,000 / £2,2001 -
Thanks @cathybird I am staying on 14/10 for December 2024. Wishing everyone a Happy New Year. All the best. HotdogXX1
-
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 24/19
BestnamesRgone 15/15
Caeraugirl 15/15
cathybird 24/15
Doris17 10/12
HotDog2020 14/10
Janeryan 3/10
KajiKita 23/15
laura lau 15/15
laurenh1 17/15
leftatthetrafficlights 29/24
lilian1977 8/7
LittleMissDetermined 21/16
Makingabobor2 17/15
Nintud 2/15
QueenJess 15/15
RupacompSecondStar 25/15
short bird 20/18
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
December results updated here

Happy New Year to everyone on the thread and hope 2025 is a wonderful year for you all xx 
2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


