December NSD challenge
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Dazzling December's No-Spend Days Challenge!
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One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £19611 -
Another NSD to declare today. 15 in total seems to be a struggle for me, so I will keep the same goal for January thanks @cathybird2025 decluttering: 2,449🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅
2025 use up challenge: 226🥉🥈🥇💎
Mini kitchen challenge 44/50
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2501 -
Well, Howdy There! to day 18. Including today, there's 4 days left of the month and 3 days at work...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
I want to say 15/10 today however an auto top up for my phone occured and I don't count it as ordinary bill money, but I could! However right now I don't therefore 14/10 still thank you @cathybird
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Not today.KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 32 books of target 52 in 2025, as @ 28th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =December targetsAuntieL 15beanielou 23/19BestnamesRgone 15/15Caeraugirl 12/15cathybird 22/15Doris17 10/12HotDog2020 14/10Janeryan 3/10KajiKita 21/15laura lau 7/15laurenh1 17/15leftatthetrafficlights 27/24lilian1977 8/7LittleMissDetermined 19/16Makingabobor2 11/15Nintud 2/15QueenJess 13/15RupacompSecondStar 21/15short bird 18/18🌞 🌞 Everyone welcome to join! 🌞 🌞1
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January targetsAuntieL 15beanielou 19BestnamesRgone 15Caeraugirl 20Cassingtonbear 15cathybird 15CrazyBee787 19cuddlymarm 15Doris17 12HotDog2020 10JaneryanKajiKita 20laura lau 15laurenh 20Lillian1977LittleMissDetermined 16Makingabobor2 15NintudQueenJess 15RupacompSecondStar 15short bird 18🌞 🌞 Everyone welcome to join! 🌞 🌞2
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hi cuddlymarm
and Cassingtonbear
and welcome
to our lovely thread! I've added you to the January list, best of luck with the challenge!
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cathybird said:@AuntieL good to hear from you, I was wondering how you were doing, but thought real life/December had probably just got in the way. See you in Jan xxDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001
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