December NSD challenge
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Dazzling December's No-Spend Days Challenge!
Comments
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One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071 -
Another NSD to declare today. 15 in total seems to be a struggle for me, so I will keep the same goal for January thanks @cathybird2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Well, Howdy There! to day 18. Including today, there's 4 days left of the month and 3 days at work...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
I want to say 15/10 today however an auto top up for my phone occured and I don't count it as ordinary bill money, but I could! However right now I don't therefore 14/10 still thank you @cathybird
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Not today.KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 23/19
BestnamesRgone 15/15
Caeraugirl 12/15
cathybird 22/15
Doris17 10/12
HotDog2020 14/10
Janeryan 3/10
KajiKita 21/15
laura lau 7/15
laurenh1 17/15
leftatthetrafficlights 27/24
lilian1977 8/7
LittleMissDetermined 19/16
Makingabobor2 11/15
Nintud 2/15
QueenJess 13/15
RupacompSecondStar 21/15
short bird 18/18
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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January targetsAuntieL 15beanielou 19BestnamesRgone 15Caeraugirl 20Cassingtonbear 15cathybird 15CrazyBee787 19cuddlymarm 15Doris17 12HotDog2020 10JaneryanKajiKita 20laura lau 15laurenh 20Lillian1977LittleMissDetermined 16Makingabobor2 15NintudQueenJess 15RupacompSecondStar 15short bird 18🌞 🌞 Everyone welcome to join! 🌞 🌞2
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hi cuddlymarm
and Cassingtonbear
and welcome
to our lovely thread! I've added you to the January list, best of luck with the challenge!
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Yes, just the usual December busyness including having to buy a new car (this was on the horizon anyway but not the plan for the week before Christmas 🤦♀️). I hope you are doing well.cathybird said:@AuntieL good to hear from you, I was wondering how you were doing, but thought real life/December had probably just got in the way. See you in Jan xx
Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001
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