December NSD challenge
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Dazzling December's No-Spend Days Challenge!
Comments
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@HotDog2020 thank you for your kind words and a Happy New Year to you too xx
@CrazyBee787 I will do - I was going to put the Jan list up tomorrow but might put it up tonight! I'll put your total down as 19. 1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 22/19
BestnamesRgone 15/15
Caeraugirl 12/15
cathybird 20/15
Doris17 10/12
HotDog2020 13/10
Janeryan 3/10
KajiKita 20/15
laura lau 7/15
laurenh1 17/15
leftatthetrafficlights 26/24
lilian1977 8/7
LittleMissDetermined 18/16
Makingabobor2 11/15
Nintud 2/15
QueenJess 10/15
RupacompSecondStar 21/15
short bird 17/18
🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
January targetsAuntieL 15beanielou 19BestnamesRgone 15Caeraugirl 20cathybird 15CrazyBee787 19Doris17 12HotDog2020 10JaneryanKajiKita 20laura lau 15laurenh 20Lillian1977LittleMissDetermined 16Makingabobor2 15NintudQueenJess 15RupacompSecondStar 15short bird 18🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
I'll go for 20 in January please 🙏0
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Not an NSD yesterday. I needed a second magnetic needle holder (gets frustrating losing them down the side of the sofa! 🙄😉)
Unlikely to be one today but will report in later …
I’d like to aim for 20 in January 😊
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 32 books of target 52 in 2025, as @ 28th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I'm going to go for 20 in January too please, with aim of going higher - planning a no-spend January to get myself back on track, with only regular bills, food and petrol allowed.#21 Save £12k in 2025 £10477.35/£20000
June NSD Challenge 0/101 -
I'm 26/24 today please.
I won't be joining in 2025 as I'm doing a year long digital detox so won't be on the boards at all.
A big thank you @cathybird for running this thread, it's been very helpful for me for a long time! 😁
Good luck for 2025 everyone!! 🎉DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
Up to 21 NSDs ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £200 / 2,4001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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