December NSD challenge
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Dazzling December's No-Spend Days Challenge!
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we are away so just catching up. One for yesterday, and an early call for tomorrow and Boxing day. Up up 11 now.
Wishing everybody a Merry Christmas.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Hi @cathybird Please could I have 14/10, as I have had a No spend today and will tomorrow. I wish you and everyone a very warm and very 'Merry Christmas'. All the best. HotdogXXX1
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Up to 18 NSDs
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Day 15 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 19/19
BestnamesRgone 15/15
Caeraugirl 12/15
cathybird 18/15
Doris17 10/12
HotDog2020 14/10
Janeryan 3/10
KajiKita 20/15
laura lau 7/15
laurenh1 15/15
leftatthetrafficlights 24/24
lilian1977 8/7
LittleMissDetermined 16/16
Makingabobor2 11/15
Nintud 2/15
QueenJess 10/15
RupacompSecondStar 18/15
short bird 16/18
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
Today will be 24/24 for me please - merry christmas to all who celebrate it! 🎄DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'3 -
Not today - late last night I ordered myself some new dahlias for next year 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Someone has been getting up early to look at their stocking!!leftatthetrafficlights said:Today will be 24/24 for me please - merry christmas to all who celebrate it! 🎄1 -
NSD today - season's greetings to you all.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 0/101 -
Compliments of the Season!
Day 16 here!!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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