December NSD challenge
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Dazzling December's No-Spend Days Challenge!
Comments
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@laura_lau I do the same only my spendy day was today! I agree, it's really good to delay spending for exactly that reason, to decide whether you need things. In my case I've bought a pair of shoes (which are needed) and some other things, including a small number of books.laura_lau said:another NSD today! I feel like I'm on a roll! I have a few things I need to order but I;ve been adding them to the cart and waiting, so I can decide if I really need them, plus if I have enough items I can get a discount + free shipping! I'll keep it until I have a spend day (probably tomorrow).
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Spendy day again today...planning on getting back on track tomorrow. Thanks @cathybird for all that you do.1
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NSD Friday here 😊
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 32 books of target 52 in 2025, as @ 28th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
NSD no 5 for me, am working most of the weekend so shouldn’t have any time to spend any money 🤞1
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 7/19
BestnamesRgone 5/15
Caeraugirl 15cathybird 5/15
Doris17 5/12
HotDog2020 4/10JaneryanKajiKita 5/15
laura lau 4/15laurenh1 4/15leftatthetrafficlights 7/24
LittleMissDetermined 4/16Makingabobor2 2/15Nintud 15QueenJess 3/15RisingPhoenix1RupacompSecondStar 15short bird 3/18🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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Yes and last year was 40,000! I do count absolutely every little thing, so 1 piece of paper counts as 1. I did also declutter my laptop so had a lot of files deleted. It took 2 years to sort the house (hindered by my parents who keep bringing me stuff), but I’m finished and just in maintenance mode now. I hadn’t actually decluttered anything for 10 years before that!Makingabobor2 said:
Can I ask, how do the decluttering goals work on your signature? Does that mean you have actually decluttered over 17000 items?QueenJess said:At last, another NSD to report.Come and join us over on the decluttering challenge thread: https://forums.moneysavingexpert.com/discussion/6494257/2024-decluttering-campaign-mrssd#latest2025 decluttering: 2,387🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅
2025 use up challenge: 214🥉🥈🥇💎
Mini kitchen challenge 43/50
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2502 -
Declaring a NSD early today.2025 decluttering: 2,387🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅
2025 use up challenge: 214🥉🥈🥇💎
Mini kitchen challenge 43/50
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2502 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Declaring early 7/24 pleaseDNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1
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