December NSD challenge
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Dazzling December's No-Spend Days Challenge!
Comments
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Thanks @cathybird since I have actually spent today please could you change my total to 6. Thank you.cathybird said:@HotDog2020 you could make a case for saying that tyres are a necessity and also you didn't spend anything else. If it was me I'd probably count it, but then I try to group these sorts of purchases together on spendy days so I also always have more than one expense. It's not a frivolous, wasteful or unwarranted spend and it's probably similar enough to fuel in that you need tyres to get from A to B, so it's probably OK to still call it an NSD. xx
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Not today. Came across a permaculture calendar that was well reviewed today and as 2025 is going to be the year I dedicate to my garden it seemed right. Also bought a diamond sharpener for the Hori Hori I am picking up tomorrow (the Hori Hori won’t count as a spend though as I earned unwanted cash that I will use for this purchase … long story … 😉).
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2025, as @ 11th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 11/19
BestnamesRgone 9/15
Caeraugirl 5/15
cathybird 10/15
Doris17 8/12
HotDog2020 6/10
Janeryan 3/10
KajiKita 11/15
laura lau 7/15
laurenh1 8/15
leftatthetrafficlights 12/24
lilian1977 1/7
LittleMissDetermined 7/16
Makingabobor2 4/15
Nintud 1/15
QueenJess 7/15
RupacompSecondStar 8/15
short bird 7/18
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
@HotDog2020 I've done that but if you count the day with the tyres as an NSD it's 7, I think? Up to you.HotDog2020 said:
Thanks @cathybird since I have actually spent today please could you change my total to 6. Thank you.cathybird said:@HotDog2020 you could make a case for saying that tyres are a necessity and also you didn't spend anything else. If it was me I'd probably count it, but then I try to group these sorts of purchases together on spendy days so I also always have more than one expense. It's not a frivolous, wasteful or unwarranted spend and it's probably similar enough to fuel in that you need tyres to get from A to B, so it's probably OK to still call it an NSD. xx
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Thank you - no leave it as 6 - Thanks very muchXcathybird said:
@HotDog2020 I've done that but if you count the day with the tyres as an NSD it's 7, I think? Up to you.HotDog2020 said:
Thanks @cathybird since I have actually spent today please could you change my total to 6. Thank you.cathybird said:@HotDog2020 you could make a case for saying that tyres are a necessity and also you didn't spend anything else. If it was me I'd probably count it, but then I try to group these sorts of purchases together on spendy days so I also always have more than one expense. It's not a frivolous, wasteful or unwarranted spend and it's probably similar enough to fuel in that you need tyres to get from A to B, so it's probably OK to still call it an NSD. xx
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Saturday and Sunday will be spending days as I am doing a very secretive project and I need materials which I may or may not disclose in the future.2
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Oooh …. Agent HotDog! 😊👋HotDog2020 said:Saturday and Sunday will be spending days as I am doing a very secretive project and I need materials which I may or may not disclose in the future.
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2025, as @ 11th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I have a cheap one that I bought to prove I would use one. Unfortunately, because it’s stainless it doesn’t sharpen well. So I will be buying a carbon steel one and a sharpening set 😊cathybird said:
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2025, as @ 11th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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