December NSD challenge
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Dazzling December's No-Spend Days Challenge!
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NSD today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
Another one for today please CB. Spent yesterday! Treated myself to some new clothes, when an item I had been eyeng up brand new but that was beyond my budget popped up on Vinted in my size at half price.1
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NSD today1
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 10/19
BestnamesRgone 8/15
Caeraugirl 5/15
cathybird 8/15
Doris17 6/12
HotDog2020 7/10
Janeryan 3/10
KajiKita 11/15
laura lau 7/15
laurenh1 7/15
leftatthetrafficlights 10/24
lilian1977 7LittleMissDetermined 7/16
Makingabobor2 3/15Nintud 15QueenJess 6/15
RupacompSecondStar 15short bird 6/18
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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Today was day 6: Thursday possibly probably won't be day 7.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Yesterday was day 7 thanks @cathybird1
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One yesterday and will be today. Working again means that I am both earning and too tired to spend! 😉😂
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Declaring a NSD early today - another day nursing DD, so no time to spend.2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 309🥉🥈🥇💎🏆
Big kitchen declutter challenge 92/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Morning @cathybird - please can I temporarily join? I get paid on Monday but that's a whole week early, and I don't want to be skint in January, so I would like to try for a whole week of NSDs, starting today 🙃
My rules - I can spend if I bring it in as extra (Vinted, Ebay etc) but would rather pay debts down with that. I can spend if I have already allocated the money (Christmas present savings etc). I have a £1.65 Tesco voucher that I will pick up a few bits with today.
So, 7 NSDs please! And if I don't manage to do them all in a row, 7 by Christmas Day!My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.1
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