December NSD challenge
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Dazzling December's No-Spend Days Challenge!
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Early call for day 5.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Another for me today#21 Save £12k in 2025 £12577.35/£20000
July NSD Challenge 0/101 -
One for yesterday, not one today as couldn’t resist buying a few more Xmas lights 🎄1
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NSD here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 10/19
BestnamesRgone 7/15
Caeraugirl 5/15
cathybird 8/15
Doris17 6/12
HotDog2020 6/10
Janeryan 3/10
KajiKita 9/15
laura lau 6/15
laurenh1 6/15
leftatthetrafficlights 10/24
LittleMissDetermined 7/16
Makingabobor2 3/15Nintud 15QueenJess 5/15
RupacompSecondStar 15short bird 5/18
🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
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No nsd today, in fact it was quite spendy as I had to go buy some groceries and added a a couple of biscuits tins, especially one that I was lured to buy with a £3 coupon discount. I intended to give it as gift, but now I had a good look at it and it’s so pretty and it already has an honour place in the Christmas decorations, so I’m afraid it will have to stay! Totally planning for tomorrow to be better, though, I’ll update tomorrow!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Surprise one for me today, I'm out tonight but I have pre-paid - winner!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
Another for me today, not planning to venture out on my day off!#21 Save £12k in 2025 £12577.35/£20000
July NSD Challenge 0/101 -
Not one today. Ordered some new boots & the cats a new scratcher.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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