We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
All change for 2025
Comments
-
Yay! Happy hols
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Thank youdoingitanyway said:Yay! Happy hols
We had a nice time swimming today. When we were leaving there was an aqua aerobics class starting. I'd love to do this. I just can't justify taking what would need to be a 2hr lunchbreak to get there and back. Ironically it would have been a 5 min walk from the old office, so I would have been able to manage probably.
Not much done this afternoon. The kids wanted toad in the hole so I made that and promptly spilled a load over the floor when I was putting it in the oven. I actually got down on my hands and knees to give the floor a good clean rather than just running a mop over it. I need to do the oven though as I spilt some in there too (I used a too shallow tray)."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Are there no aqua aerobics classes at a time that suits you better or is the swimming pool too far to make it viable? When I used to go to the leisure centre for classes pre Pandemic it took me 20 minutes to walk there, then the hour’s class then 20 minutes walk back, which is a big chunk of the day gone especially if it’s in a lunch break.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
-
There used to be an evening one that I went to, but it gets booked up too quickly as members have priority booking and I'm not a member. This one is the other side of town so 15-20 minute drive depending on traffic, then the hour class and changing time, means it's the best part of 2 hours.Sun_Addict said:Are there no aqua aerobics classes at a time that suits you better or is the swimming pool too far to make it viable? When I used to go to the leisure centre for classes pre Pandemic it took me 20 minutes to walk there, then the hour’s class then 20 minutes walk back, which is a big chunk of the day gone especially if it’s in a lunch break."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £52 (includes NW £50 payment)
Jan - £129
Feb - £63
Mar - £103
Apr - £74"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I got my NW £50 payment today, so I sent that off to PBs and decided to add it to my PAD as it's extra money. DH has also sent his to PBs as well.
The kids want to go bowling today so we are off there in a bit after my shopping arrives. I managed to get 50% off for going early so that's good.
I haven't done my challenges the last few days so caught up with the BHF ones today."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Great news on you both getting the NW payment 🤗 Enjoy bowling!❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thank you, it's a nice bonus! Bowling was good thank you.Skint_yet_Again said:Great news on you both getting the NW payment 🤗 Enjoy bowling!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £76"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Declutter update:
273. Junk mail
274. Packaging
275-276. Instruction booklets
277. Unicorn
278. Doll
279-281. Mouse traps
282. Bike
283. Ride on toy
284-286. Figures
287. Book
288-291. Toy food bundles
292. Peppa pig sleeping bag
293-294. Cars
295. Pen
296. Remote control
297-299. Toy cars
300. Clothing
301. Pen
302. Wooden food
303. Tray
304-308. Toy vehicles
309. Bag of bricks
310-321. Track pieces
322-324. Boxes
325-332. Lego
333. Slippers
334. Bricks
335. Charger
336-351. Cards
352. Junk mail
353. Track pieces
354. Hand throttles
355. Playset
356. Book
357. Glue pot
358-379. Track pieces
380. Pen
381. Hand throttle
382-393. Track pieces
394. Bag bricks
Declutter totals:
Magazines/papers: 57
Other: 394Total: 451
Ebay listings: 76
Ebay parcels: 41Survey/other earnings:
Amazon: £10
Paypal/cash: £40.82
Other vouchers:£0"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards