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  • doingitanyway
    doingitanyway Posts: 9,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Yay! Happy hols  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Sun_Addict
    Sun_Addict Posts: 24,065 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are there no aqua aerobics classes at a time that suits you better or is the swimming pool too far to make it viable? When I used to go to the leisure centre for classes pre Pandemic it took me 20 minutes to walk there, then the hour’s class then 20 minutes walk back, which is a big chunk of the day gone especially if it’s in a lunch break. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are there no aqua aerobics classes at a time that suits you better or is the swimming pool too far to make it viable? When I used to go to the leisure centre for classes pre Pandemic it took me 20 minutes to walk there, then the hour’s class then 20 minutes walk back, which is a big chunk of the day gone especially if it’s in a lunch break. 
    There used to be an evening one that I went to, but it gets booked up too quickly as members have priority booking and I'm not a member. This one is the other side of town so 15-20 minute drive depending on traffic, then the hour class and changing time, means it's the best part of 2 hours.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 April at 8:25AM
    PAD (Payment a Day)

    Today's PAD - £52 (includes NW £50 payment)

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £74
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I got my NW £50 payment today, so I sent that off to PBs and decided to add it to my PAD as it's extra money.  DH has also sent his to PBs as well.

    The kids want to go bowling today so we are off there in a bit after my shopping arrives.  I managed to get 50% off for going early so that's good.

    I haven't done my challenges the last few days so caught up with the BHF ones today.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,444 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Great news on you both getting the NW payment 🤗 Enjoy bowling! 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on you both getting the NW payment 🤗 Enjoy bowling! 
    Thank you, it's a nice bonus!  Bowling was good thank you.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2 

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £76
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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