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Thank youdoingitanyway said:Sorry work was so tough today.
Lovely to think of you and little miss working out together in the outdoor gym
It was nice having a little chat whilst on the machines, little miss wants to do it again. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £12"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Happy Friday and last day of term! Little miss is fine so back to school today. No clubs either so pickup at normal time today.
I need to catch up on housework as my plan to do 10 minutes a day is the challenge I am not managing to stick to. It's been wet overnight but I think the sun is due out later, so hopefully I can get the washing out.
Clubs and lunches booked for next half term. Little miss has chosen 3 before school clubs so it will be nice to miss the school run rush in the morning. She's got a couple of afterschool clubs too, so she might not have to go into childcare too much which will make her very happy (and makes life easier for me as well as saving money!)."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
It's a nice feeling not having school runs for a couple of weeks!
I haven't done too much today as I feel drained. Hopefully tomorrow will be better. I have done my challenges for the day.
I have sold an item though so that's packed and posted. Only a small amount but it's something to PAD and another item gone."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Well done on the PADs.
I'm in the same boat with work related change although ours is dragging on somewhat as there was a last minute hiccough for some people which has delayed restructuring plans.
Hope you feel better soon. Hope your DH manages to get something else.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/251 -
Thank you, sorry work is tough for you too. It's awful when it all drags on.savingholmes said:Well done on the PADs.
I'm in the same boat with work related change although ours is dragging on somewhat as there was a last minute hiccough for some people which has delayed restructuring plans.
Hope you feel better soon. Hope your DH manages to get something else."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £14"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
The kids and DH will be heading off shortly and so I'll get the day to myself
One item sold for DH so that's been packed and posted."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I hope you can relax a bit and enjoy the day to yourself x2
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Hiya catching up. Sorry to hear everything is uncertain with DH job. It never rains but it pours eh. Hopefully you can both put it to the back of your minds and relax and enjoy the kiddies being off before any official things happen. and wow for the day to yourself. I like the sound of one of those Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 nov 25- just over 64k
June 25 Debts in my name were £5170. Now 7150 (Nov 25)2
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