We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Chase credit card
Comments
-
Just noticed today in the app, you can now apply for a chase credit card...
Never had a credit card before but thinking of getting one but I'll pay it off straight away (if you can do that!) so it's just like a debit card but with the added protection being a credit card....
Would preferable like one that offers cashback on all/most spending, do any of these actually exist?
I won't be spending loads on it every month, will just be using it for occasional large purchases.
Might just get the Amazon credit card as regular order & currently get a £30 gift card for signing up with no annual fee.
Cheers0 -
SickGroove said:Just noticed today in the app, you can now apply for a chase credit card...
Never had a credit card before but thinking of getting one but I'll pay it off straight away (if you can do that!) so it's just like a debit card but with the added protection being a credit card....
Would preferable like one that offers cashback on all/most spending, do any of these actually exist?
I won't be spending loads on it every month, will just be using it for occasional large purchases.
CheersI’m a Forum Ambassador and I support the Forum Team on the Credit Cards, Savings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.3 -
There are cashback cards, as above.The only dawback I find to the Chase CC is that you can only pay into it using your Chase debit card account by transfer - all other credit cards (AFAIK) allow funds to be deposited from external bank accounts.0
-
Might just get the Amazon credit card as regular order & currently get a £30 gift card for signing up with no annual fee.
Cheers0 -
NoodleDoodleMan said:There are cashback cards, as above.The only dawback I find to the Chase CC is that you can only pay into it using your Chase debit card account by transfer - all other credit cards (AFAIK) allow funds to be deposited from external bank accounts.
I use my Chase Savings account.1 -
wiseonesomeofthetime said:NoodleDoodleMan said:There are cashback cards, as above.The only dawback I find to the Chase CC is that you can only pay into it using your Chase debit card account by transfer - all other credit cards (AFAIK) allow funds to be deposited from external bank accounts.
I use my Chase Savings account.
1 -
SickGroove said:Just noticed today in the app, you can now apply for a chase credit card...
Never had a credit card before but thinking of getting one but I'll pay it off straight away (if you can do that!) so it's just like a debit card but with the added protection being a credit card....
Would preferable like one that offers cashback on all/most spending, do any of these actually exist?
I won't be spending loads on it every month, will just be using it for occasional large purchases.
Might just get the Amazon credit card as regular order & currently get a £30 gift card for signing up with no annual fee.
Cheers1 -
I suspect that the OP might have meant paying it off as soon as possible after the monthly statement is published ?0
-
Can I just check this is a good card to use overseas? I note it says 'no fees from us' but does that mean no transaction fees from Chase or exchange rate loading so the only cost would be if you used an ATM overseas that charged you? Thanks0
-
That's correct, see
https://www.chase.co.uk/gb/en/support/travel-with-chase/
The MasterCard FX rate is used. Always pay/withdraw in local currency and let Chase convert of course. I believe Chase ATMs in the US have no additional charges. The debit card would likely be better for ATM cash in general - I assume that any interest free period would just be for purchases.I’m a Forum Ambassador and I support the Forum Team on the Credit Cards, Savings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.4K Banking & Borrowing
- 252.9K Reduce Debt & Boost Income
- 453.3K Spending & Discounts
- 243.3K Work, Benefits & Business
- 597.9K Mortgages, Homes & Bills
- 176.6K Life & Family
- 256.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards