Chase credit card

wiseonesomeofthetime

darren72 said:

They still haven't implemented a method to pay the bill other than from your existing Chase current account - either as a regular payment or ad-hoc payment.  They need to allow payments from any other bank as it standard amongst other credit cards.

I pay mine from a Chase Savings account

At 2.5% of the statement balance (rounded up to the next £) for a minimum payment though, it is fairly hefty compared to other cards (1%). Reduces stoozing effectiveness, just a little bit.

maxximus75

What sort of initial credit limits have people been getting?

WinterWeather

I got my invite this afternoon and had my acceptance less than 10 minutes later. The quickest application I’ve ever done. Card now added to Apple Wallet & physical card on its way within 5 days apparently. Decent credit limit and a nice 0% purchase rate for 18 months. Pretty good‼️

skinnerman

maxximus75 said:

What sort of initial credit limits have people been getting?

£6k for me - not desperate for a standard 0% card at the moment so didn't go any further. Hopefully there'll be a cashback or rewards offering in the future (although based on the current account over time, it's more likely to get less enticing than more!)

NoodleDoodleMan

£3,500 - more than enough for our needs.

It's the zero fees abroad when paying bills at hotels and restaurants etc. that ticks the boxes for me - although there are cards which do likewise.

Hazzanet

maxximus75 said:

What sort of initial credit limits have people been getting?

£10K for me on this one. 

TwiceNightly

This card is pretty new, so not sure anybody has had a chance to try this yet, but I just got the card and wonder how it works abroad when you check into hotels?
They normally ask for a card and take the details for any charges, etc and sometimes (but not always) put a holding charge on it.
If you give them this credit card it has no numbers on it, so I assume they would just be ok for you to read them the numbers from the app?

sausage_time

darren72 said:

They still haven't implemented a method to pay the bill other than from your existing Chase current account - either as a regular payment or ad-hoc payment.  They need to allow payments from any other bank as it standard amongst other credit cards.

Is that still the case?  That's a level of faff I'm not sure I can be bothered with.

wiseonesomeofthetime

sausage_time said:

darren72 said:

They still haven't implemented a method to pay the bill other than from your existing Chase current account - either as a regular payment or ad-hoc payment.  They need to allow payments from any other bank as it standard amongst other credit cards.

Is that still the case?  That's a level of faff I'm not sure I can be bothered with.

Where's the faff?

sausage_time

wiseonesomeofthetime said:

sausage_time said:

darren72 said:

They still haven't implemented a method to pay the bill other than from your existing Chase current account - either as a regular payment or ad-hoc payment.  They need to allow payments from any other bank as it standard amongst other credit cards.

Is that still the case?  That's a level of faff I'm not sure I can be bothered with.

Where's the faff?

The Chase Saver is no longer competitive so I don't keep my spare change there any more.  So I need to shuffle funds from my short term savings into one of my Chase accounts in order to pay.  I have other 0% deals, cards that have no FX loading, and some that pay cashback - so overall not sure the Credit card is worth the effort as it stands.