We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Save £12k in 2025 challenge
Options
Comments
-
New joiners. Please quote your number to help us find you on the spreadsheet. Stay warm in this cold spell.
8 Macsidia £12000
17 rjrs0510 £6000
20 Optimistic_Saver £5000
23 AnotherNewDay £12000
28 SuperLooperSaver £1500
30 Lovecevak £24000
60 penny_less £11000
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70004 -
#19 - Can I adjust my target to £6,000 please.
As some of the things I am saving for - house, holidays and shopping - will come and go throughout the year, I am going to keep things simple for this challenge and only include my emergency fund savings.
It will be a slow start but aim to pick up pace in the second half.
Thanks!My debt-free diary: Go your own way
Save £6k in 2025 #19 £902.69/£6,000
Save £10k in 2024 #10 £12,013.63/£10,000
Save £12k in 2023 #20 £7,040.55/£12,0001 -
Spent a few days working on my strategy and long term plans over the last few days, and would like to declare myself in for 2025!
Target is £14,400.
If #59 is still available that would be my preference to follow on from last year, but if not that is fine.Emergency Fund: £15,000/£15,000 Mortgage Overpayment Fund: £36,000/£72,000
Mortgage: Current End: Nov 47 Target End: Apr 34 Current End Inc Overpayment Fund: Sept 433 -
Thanks for running again @enthusiasticsaver and @Suffolk_Lass - your efforts are much appreciated. I'd like to join again for 2025 with a target of £15k. I was number 39 last year, so happy to stick with that again but let me know if that changes. So far this month I have £1k to allocate to January.Save £12k in 2025
#36 2025: Target £15k / £8,435
#39 2024: Target £10k / £13,623 (exceeded)
#39 2023: Target £3k / £4,415 (exceeded)
MFW member No.56
2025 Overpayment Target £4k / £2,216
2024 Overpayment Target £7k / £7,683 (exceeded)2023 Overpayment Target £5k / £9,358 (exceeded)Mortgage total May ‘23: £119,202. Jan ‘25: £96,098. Current June '25 £92,751
Pay-off: 1st April ‘34, 1st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st Sept '31
MFiT-T7 #15
Target £70k1 -
KrsyW said:Spent a few days working on my strategy and long term plans over the last few days, and would like to declare myself in for 2025!
Target is £14,400.
If #59 is still available that would be my preference to follow on from last year, but if not that is fine.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Simobla1 said:Thanks for running again @enthusiasticsaver and @Suffolk_Lass - your efforts are much appreciated. I'd like to join again for 2025 with a target of £15k. I was number 39 last year, so happy to stick with that again but let me know if that changes. So far this month I have £1k to allocate to January.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here1 -
#50 t2rry adding £100 for January please
I have had some unexpected underspends that have quickly mounted, unusual but a nice start!
That brings my January total to £1,850
Debt Free I FFEF I Building Savings I 2025 Plan:- Regular Savings £7,400/£10,000
- Slush Fund £3,800/£10,000
Save £12k in 2025 - #50 - £11,200/£20,000 (56%)3 -
#12 Kim_13 £304.21 added.
Total for January to date £357.52.
2 -
#23 with £1,300 for Jan2
-
Hi,Can I please join again? I'm going to aim for 25k. This is a mix of pension and isa savings. It's a bit of a stretch but hopefully will help me reduce frivolous spending this year.MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.142
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards