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The Save £12k in 2025 challenge
Comments
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#39 linz £1163 for January.
Don't think I'll be able to add to this as need to keep some aside for car tax, service, MoT and breakdown cover in the spring, all of which are due in the same month 😅#5 - Save £12k in 20262 -
Hi, could I please join as well? I would like to save up £3k this year as my target. Thank you! 😊
Save £12k in 2025 challenger #42
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#09 geordiejon £1,000 for january.
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I have added you to the list. You are challenger number 42MiwMiwCat said:Hi, could I please join as well? I would like to save up £3k this year as my target. Thank you! 😊I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£2000
365 day 1p Challenge 2026 £667.95/£165
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php1 -
#32 £170.23 for January
£66.93 in interest
£25 swagbucks
£8.30 lottery win
£70 left over from wages
#32 £170.23/£6000
The 365 Day 1p Challenge 2026 #26 £288.45/£667.95Save £12k in 2026 #12 £4242.32/£7500
Car Loan Dec 25- £14,114.74 (60mth)
Jan 26- £9857.07 (42mth)
Feb 26- £6438.83 (28mth)
Mar 26- £5930.87 (26mth)2 -
Hello my lovelies, first check in of the year, and I'm determined to hit my target this time! Going to use all of my DIY skills to try to finish fixing up the house myself, instead of paying out silly amounts to useless contractors. Getting the EF topped up too, so that any unexpected events don't derail the savings
#14 declaring £2,009.02 for Jan
£12k in 26 #14 £3708.19/£12k 25 #14 £19,041.66/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k2 -
#50 t2rry adding a final £300 for January please
That's cashing in my underspends for January as my February starts tomorrow
That brings my January total to £2,150
Long may underspending continue (you watch, this will be my one and only for the year!)Debt Free I FFEF I Building Savings I 2026 Plan:- 25/26 Pension £3,100/£3,100
- Regular Savings £2,090/£6,900
- Slush Fund £3,410/£10,000
Save £12k in 2026 - #17 - £8,600/£20,000 (43%)4 -
#20 - first check-in for me.
Total for January currently £418.87/£5000
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.734 -
Hi All, No 52 reporting £0 for January.
My car was hit at the weekend and written off by my insurance company. So any money that would have gone to savings this month is going towards a new car. Hopefully have some savngs net month. Well done everyone on the savings so far.
Frugal Living challenge 2026
Ssve £12k in 2026
Grocery Challenge January 20264 -
Oh Quantaqa, I hope everyone involved is OK, and I'm sorry to hear about the car.Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 123
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