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The Save £12k in 2025 challenge

191012141571

Comments

  • TallGirl
    TallGirl Posts: 6,357 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Update from no 49

    £930 for January mainly regular payments but also round ups and the 1p savings challenge from M@nzo. 


    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • #10 700/10000
    Glad to be off the blocks! Should be at 1000 but doing ok all things considered here 💪🏼 now to keep it up! 
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • Pinkpieuni
    Pinkpieuni Posts: 208 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    edited 28 January 2025 at 10:24PM
    Hello everyone,
    #4 reporting £4,789 saved for January.
    Thanks, Pink

    Challenges

    NSD - January  - 1/10

    1. 2026 Mortgage-Free Wannabes #61 £ /£29,000, MF target June 2026, current mortgage balance - £29,659.62

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - Current balance £1,029.22

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • Thriftymissus
    Thriftymissus Posts: 283 Forumite
    100 Posts Photogenic Name Dropper
    edited 30 January 2025 at 2:19AM
    Hi, I’ve been reading through the posts here and would like the accountability of joining please. 


    I’m going to please set a target of £25,000.
    This may be ridiculous but it depends more than anything on me upping my income and not overspending. Last year was tough on finances and along with an upturn in my emotional health, I really want to focus this year. 

    Coming up to the end of January I’ve been able to save £5756. 

    I’m saving towards retirement, with state pension age a little over a decade away.

    I’ve recorded what I have in savings right now and will aim to see that has grown at the end of each coming month….terrifying and exciting at the same time. 









  • 1stTimer
    1stTimer Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #32 £695.23 for January

    just funded my regular savers



     
  • Suffolk_lass
    Suffolk_lass Posts: 10,732 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi, I’ve been reading through the posts here and would like the accountability of joining please. 


    I’m going to please set a target of £25,000.
    This may be ridiculous but it depends more than anything on me upping my income and not overspending. Last year was tough on finances and along with an upturn in my emotional health, I really want to focus this year. 

    Coming up to the end of January I’ve been able to save £5756. 

    I’m saving towards retirement, with state pension age a little over a decade away.

    I’ve recorded what I have in savings right now and will aim to see that has grown at the end of each coming month….terrifying and exciting at the same time. 
    Welcome @Thriftymissus - you are number #46 in the challenge. Please add it to your signature or in the post when you update. Good luck with your challenge!
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Suffolk_lass
    Suffolk_lass Posts: 10,732 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 January 2025 at 10:42AM
    1stTimer said:
    #32 £695.23 for January

    just funded my regular savers
    Hi @1stTimer, I have added it to the £170.23 but having done so, I am wondering if that figure included the £170.23 you had already posted. Please confirm
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • t2rry
    t2rry Posts: 1,091 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #50 t2rry reporting in for February - £1,905 please

    Painfully un-round a number but gives me an incentive to find another £45/£95 etc throughout the month!
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £11,100/£10,000
    2. Slush Fund £9,335/£10,000

    Save £12k in 2025 - #50 - £20,435/£20,000 (102%)

  • #47 declaring £1478.77 for January. 

    A good start thanks to some annual bills being less than I'd put aside for them.

    Thanks for running this challenge 


    Declutter 2024 :277

    Save £12k: #47 £4757.58/£12000

    Grocery challenge: £2080 pa, bulk buy £520 pa
  • #22 declaring £3,000 for January 2025  :)

    Not a bad start to the year and next month will be better with a sizeable ISA maturing.

    PS I can't seem to be able to add a signature:
    You don't have permission to use a signature.
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