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The Save £12k in 2025 challenge
Comments
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Update from no 49
£930 for January mainly regular payments but also round ups and the 1p savings challenge from M@nzo.
Moved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest2 -
#10 700/10000
Glad to be off the blocks! Should be at 1000 but doing ok all things considered here 💪🏼 now to keep it up!Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11 -
Hello everyone,
#4 reporting £4,789 saved for January.
Thanks, PinkChallenges
NSD - March - 6/10
1. 2026 Mortgage-Free Wannabes #61 £13,437.76/£29,000, MF target May 2026, current mortgage balance - £15,620
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £900
4 -
Hi, I’ve been reading through the posts here and would like the accountability of joining please.
I’m going to please set a target of £25,000.
This may be ridiculous but it depends more than anything on me upping my income and not overspending. Last year was tough on finances and along with an upturn in my emotional health, I really want to focus this year.Coming up to the end of January I’ve been able to save £5756.I’m saving towards retirement, with state pension age a little over a decade away.I’ve recorded what I have in savings right now and will aim to see that has grown at the end of each coming month….terrifying and exciting at the same time.4 -
#32 £695.23 for January
just funded my regular saversThe 365 Day 1p Challenge 2026 #26 £288.45/£667.95Save £12k in 2026 #12 £4242.32/£7500
Car Loan Dec 25- £14,114.74 (60mth)
Jan 26- £9857.07 (42mth)
Feb 26- £6438.83 (28mth)
Mar 26- £5930.87 (26mth)2 -
Welcome @Thriftymissus - you are number #46 in the challenge. Please add it to your signature or in the post when you update. Good luck with your challenge!Thriftymissus said:Hi, I’ve been reading through the posts here and would like the accountability of joining please.
I’m going to please set a target of £25,000.
This may be ridiculous but it depends more than anything on me upping my income and not overspending. Last year was tough on finances and along with an upturn in my emotional health, I really want to focus this year.Coming up to the end of January I’ve been able to save £5756.I’m saving towards retirement, with state pension age a little over a decade away.I’ve recorded what I have in savings right now and will aim to see that has grown at the end of each coming month….terrifying and exciting at the same time.Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2 -
Hi @1stTimer, I have added it to the £170.23 but having done so, I am wondering if that figure included the £170.23 you had already posted. Please confirm1stTimer said:#32 £695.23 for January
just funded my regular saversSave £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here0 -
#50 t2rry reporting in for February - £1,905 please
Painfully un-round a number but gives me an incentive to find another £45/£95 etc throughout the month!Debt Free I FFEF I Building Savings I 2026 Plan:- 25/26 Pension £3,100/£3,100
- Regular Savings £2,090/£6,900
- Slush Fund £3,410/£10,000
Save £12k in 2026 - #17 - £8,600/£20,000 (43%)2 -
#47 declaring £1478.77 for January.
A good start thanks to some annual bills being less than I'd put aside for them.
Thanks for running this challenge
Declutter 2024 :277
Save £12k: #47 £4757.58/£12000
Grocery challenge: £2080 pa, bulk buy £520 pa3 -
#22 declaring £3,000 for January 2025
Not a bad start to the year and next month will be better with a sizeable ISA maturing.
PS I can't seem to be able to add a signature:You don't have permission to use a signature.1
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