The Save £12k in 2025 challenge

Suffolk_lass

Dizzycap said:

Well done with the savings so far folks xxx

# No.34 Dizzycap beginning with £5423.18 for January 2025 of a 12k yearly total.

I'm only including savings left over from wages after any other savings payments have been made i.e. pension contributions, regular savers, investments, and other MSE saving challenges etc. I also begin my yearly 12k savings challenge in September and usually finish in August which allows me leeway to complete this challenge by the end of the year, should things not go as planned.

I can only find this one @Dizzycap

Optimistic_Saver

#20 January total: £571.58/£5,000

bsms1147

#16 declaring £1,707.46 for January.

Would have been higher but a few one-off expenses came this month - home insurance, going on a stag-do in May - along with a massive supermarket spend during the week knocked it down a fair amount. S&S ISA and interest on savings gains made a bit of it back though.

Thanks for running this. I've done this challenge a few times in the past. Our mortgage is up for renewal early next year so these savings will be going into paying that down after that - hopefully not too big a jump in rate. Will join one of the MFW challenges instead next year I reckon.

@Suffolk_lass - I think the spreadsheet was linked earlier in the thread already because I'm definitely looking at what appears to be the correct one

gd55

#19 reporting £102.16 for January

KrsyW

#59 KrsyW - £1,743.16 for January

And that's January out of the way!  Played around a bit with my spreadsheets, increased my pension salary sacrifice and now I'm pretty sure that everything is planned out for the year ahead.

No doubt something will come along that changes everything, as it always does, but hopefully I should be prepared for most eventualities!

RunsFromRobots

Suffolk_lass said:

linz said:

RunsFromRobots said:

#22 declaring £3,000 for January 2025 

Not a bad start to the year and next month will be better with a sizeable ISA maturing.

PS I can't seem to be able to add a signature:

You don't have permission to use a signature.

I think you need to have a certain amount of posts, maybe 10 or 15, then you'll be able to add one 👍

@RunsFromRobots, I'm not convinced it is what @linz suggests as I can see it suggests you have a 1k armchair suggesting posts over 1000 times. I can see you have set a signature with your challenger number (now) so either it is resolved (usual reason is that your device knew best and logged you out) or you were trying to set what you already had

I became a 'Forumite' after I'd made 5 posts and the signature availability unveiled itself to me 

steves_uk

Hello, I hope everyone is well? Number 53 checking in with an update...

January - £2,505
February - £2,765

(I'm giving the February update today because it's payday so I've planned my spending/saving for the month ahead already).

So far so good - well ahead of plans, although I always start the year well so let's see how well it maintains!

Suffolk_lass

bsms1147 said:

I think the spreadsheet was linked earlier in the thread already because I'm definitely looking at what appears to be the correct one

Ooer, I'm off to check, it's got all sorts of spare rows and bits that would normally be hidden showing at the moment
edit to say - You are absolutely right @bsms1147. It is linked to at the top of screen four. I've been back in and hidden the unused rows. Maybe @enthusiasticsaver would be willing to put the link in the first post by editing it, so everyone can find it easily.

Thriftymissus

#46 kicking off February with £292

Continually grateful for the chance to post here.Thank you. Money saved into Easy Access saver and including my monthly payment into my pension. 

Suffolk_lass

#2 reporting January savings of £564.77