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The Save £12k in 2025 challenge
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All updated to here, and here is a link to the spreadsheet, so you can check our collective, and your own progress. Formatting (colour codes) are based on January so farSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here7 -
This is brilliant, thank you so much.Suffolk_lass said:All updated to here, and here is a link to the spreadsheet, so you can check our collective, and your own progress. Formatting (colour codes) are based on January so far
#46 ThriftyMissus adding £136.53
(maturing First Direct regular saver.)
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Can I please declare £0 for January? Saver #33
I have actually gone in the negative this month, but only because I have changed job and my pay is delayed. I am not willing to have a negative figure this early!
Once Feb is done I will take my Jan overspend off the saving for Feb so that it is actually a fair judgement. Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 124 -
Well done to @Suffolk_lass for keeping on top of updates. I have not been on here much.
Now we have had our pensions I have transferred £500 over to savings. I don't think there will be any more this month as we have had to pay out for three holidays over January and February. So #1 £500 for February. I have already updated the spreadsheet SL.
I will edit the first post to add the link to the spreadsheet.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 0/£120004 -
TinaBallerina #35 reporting £222.28 for Jan 2025.3
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# 18 reporting £997.75 for January.
Not far off target so hopefully for this year.It is the job that is never started that takes the longest to finish. Tolkien.Save 12k in 2025 No 18 365 1p challenge 2025 No 22 -
#27 Topscooby with £1000 for February please 👌
£12k in 2025 #27 ( £12,850 / £12,000 ) Goal surpassed 🙏
£12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )2 -
I have put a copy of the closing 2024 worksheet in this year's spreadsheet, rather than putting links to the old ones. Here's a link
I am hoping the dozen or so who have signed up but have yet to post for January, have not forgotten. Another week and I might nudge them by naming them...Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2 -
Looks like by the spreadsheet I’ve been assigned the number 8 this year.
Therefore #8 Macsidia declaring £1,655 for January.
January contained 5 paydays and the Boxing Day premium helps me to start strong in 2025.
Save £12,000 in 2024: £17,500 out of £12,000.Save £12,000 in 2025: £0 out of £12,000.0 -
@Macsidia There was a post (top of page 8) that told you your number, but guessing you don't read all the updates. If it seems a low number, it's because we had hidden some rows and omitted to unhide before allocating this year's numbersMacsidia said:Looks like by the spreadsheet I’ve been assigned the number 8 this year.Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2
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