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The Save £12k in 2025 challenge
Comments
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Don't worry, I haven't forgotten. I always update after the month is finished as I hope to squirrel extras from unspent areas.Suffolk_lass said:10 people in the challenge, yet to report in with one week to go in February (£0 saved is fine, at least we know you haven't forgotten you joined the challenged). They are tagged as
@KeepOnKnittingSave £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 123 -
Thank you. It's helpful to know you are there. A quick dip into the profiles of some others showed 1 post (newbie), and have not been back since that date, which is not such a good signKeepOnKnitting said:
Don't worry, I haven't forgotten. I always update after the month is finished as I hope to squirrel extras from unspent areas.Suffolk_lass said:10 people in the challenge, yet to report in with one week to go in February (£0 saved is fine, at least we know you haven't forgotten you joined the challenged). They are tagged as
@KeepOnKnittingSave £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
TinaBallerina #35 reporting 371.40 for February, chucking everything I can towards my savings this month as I think times are about to get a lot tighter with the council tax rises reported for my council, and all the increases in my other bills hitting at the end of March.4
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Just a few days of February left and thanks to @Suffolk_lass for the nudge for those who signed up but have not yet posted an update. Updating 0 is ok by the way. I have had to pay out a small fortune in holidays and car expenses over the last month so am sticking at £500. Hopefully after April the numbers will go up.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124503 -
Agreed @TinaBallerina, I am going to take some time to update my annual budget tonight to reflect known increases due in April. So far broadband, 2 mobile phone contracts (me and DH), council tax, Utilities and I think TV Licence as well (need to double check this one) and my mandatory professional membership is up by £25 annually as well. I need to do a draft budget for April reflecting the changes as well.TinaBallerina said:TinaBallerina #35 reporting 371.40 for February, chucking everything I can towards my savings this month as I think times are about to get a lot tighter with the council tax rises reported for my council, and all the increases in my other bills hitting at the end of March.Frugal Living challenge 2025
Grocery Challenge November £1802 -
Thank you @Suffolk_lass
Not off to a good start for me £0 for Jan and Feb (have given the go ahead for some garden renovations and spends have been allocated for this). March should be better for me 🤞Debt Free as of December 2020 👏
Save 12k in 2025 #6 - £300 / £3000
MFW - 25 months shaved off the mortgage3 -
No problem @CreditCardJunkie - by the way, your signature says you are #25 but you are #6 this year. Here's the linkCreditCardJunkie said:Thank you @Suffolk_lass
Not off to a good start for me £0 for Jan and Feb (have given the go ahead for some garden renovations and spends have been allocated for this). March should be better for me 🤞Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here2 -
Thank you!Suffolk_lass said:
No problem @CreditCardJunkie - by the way, your signature says you are #25 but you are #6 this year. Here's the linkCreditCardJunkie said:Thank you @Suffolk_lass
Not off to a good start for me £0 for Jan and Feb (have given the go ahead for some garden renovations and spends have been allocated for this). March should be better for me 🤞Debt Free as of December 2020 👏
Save 12k in 2025 #6 - £300 / £3000
MFW - 25 months shaved off the mortgage1 -
Suffolk_lass said:
@Dizzycap that is different to what we have in the spreadsheet (£5423.18 in January, plus the £1000 for Feb) - I'm off to check if we missed the difference (£70.74) - I know you can't see the spreadsheet until we share it, but when you can, please checkDizzycap said:# 34. Declaring £1,000 for February. Running 2025 Total £6493.92I've saved more but am putting the money toward my other 3 saving challenges
If I get any extras, I will add them to this challenge during the month, as and when they may arrive.Opps, sorry it was a typo on the forum with fat fingers, but it's correct in my sig.Total should be: £6423.18Sorry about that:-)~ NSD 2025 - NSD November 4/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (8) - Continuing0 -
#59 KrsyW - £1,623.62 for February
Also it looks like my name has a typo on the spreadsheet, should be a W at the end.
Emergency Fund: £15,000/£15,000 Mortgage Overpayment Fund: £36,000/£72,000
Mortgage: Current End: Nov 47 Target End: Apr 34 Current End Inc Overpayment Fund: Sept 433
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