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The Save £12k in 2025 challenge

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Comments

  • Caeraugirl
    Caeraugirl Posts: 584 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    #21 Caeraugirl declaring £1737.77 for January

    My regular Vanguard pension payment has gone out, and I've added interest from two of the three regular savers from last year to my 2025 savings pot with another small lump of interest due in a couple of days. I'm running with just two regular savers this year as I'm still considering full retirement in the summer... 
    How exciting on the retirement.  I retired at 58 about 7 years ago now and don't regret it at all. 
    Thank you. I'll be 57 in September and want to finish completely, but my current role isn't particularly taxing, I get left alone by management for the most part and am well paid, so I'm finding it difficult to justify leaving it to myself. I've already stepped down from full time to 30 hours over 3 days, but can't really cut my hours further as they won't get backfilled and the job is too big to do in less hours than that - though I'm sure my employers would be happy to have me try! I've been told by several people I'll know when I've had enough and am ready to go - was that the case with you?
    #21 Save £12k in 2025 £10477.35/£20000

    June NSD Challenge 0/10
  • Caeraugirl
    Caeraugirl Posts: 584 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    #21 Caeraugirl with a further £89.58 interest from my last 2024 regular saver
    #21 Save £12k in 2025 £10477.35/£20000

    June NSD Challenge 0/10
  • Optimistic_Saver
    Optimistic_Saver Posts: 313 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 3 January at 9:40PM
    I’d love to join you all, with a target of £5,000 
    From Jan 25:
    4,419.92-2,000
    4,538-3,260
    3,240.18-3,240
    BL 1,900-1,220
    Total: 12,182.91-9,720.18
    🏆 ⬇️ by £2,462.73

    NSD June 15/18
    #58 1p: 165.46/667.95 181/365
    #18 52: 1,035.16/1,378 26/52
    #32 Make 2025: 935.58/2,025
    #20 12k: 4,745.60/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Sprive 21.25
    Snap 20
    Books 4.02

    Monzo 2,136.20
    TSB 700/2,700
    FD 800/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 309.40
    🏆 ⬆️ Total: £4,745.60

    Trading: £1,722.88
    Mortgage: £59,016.07
  • AnotherNewDay
    AnotherNewDay Posts: 172 Forumite
    100 Posts Second Anniversary Name Dropper
    Can I join with a target of £12K please?
  • Jami74
    Jami74 Posts: 1,271 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    15 Jami74

    Started with £200 into my Cash ISA for January. Hoping for some more before the month ends, although it depends on what 'extras' are in my pay at the end of the month.
    Debt Free: 01/01/2020
    Mortgage: 11/09/2024
  • SuperLooperSaver
    SuperLooperSaver Posts: 81 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    edited 4 January at 12:36AM
    Can I join with a target of £1,500 please?  Lower than usual due to buying a house this year so finances will be changing.  I note that I need to report by the end of February.
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Please can you add me in with a target of £24,000 - not sure if I'll make it, but something to aim at :smile:
  • penny_less
    penny_less Posts: 149 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    After looking at last year’s total, I would like to aim for a target of £11,000 this year.
    If at all possible, could I keep #60 please? 😁
    Thanks for running the challenge.
  • Caeraugirl
    Caeraugirl Posts: 584 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    #21 Caeraugirl with another £25 for January

    I had a win on PB for the first time in ages, so am adding that to my savings.
    #21 Save £12k in 2025 £10477.35/£20000

    June NSD Challenge 0/10
  • I will be aiming to make mortgage overpayments once we've bought the house, which I won't count in this challenge. I'd like to save a little though as well, hence a low target. Hope to make some renovations at some point.
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