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Zopa Current account

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  • flaneurs_lobster can I ask, did your one off 1.5K DD work out, have you had any cash back yet?
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • I have both the SmartSaver account and a Credit card with Zopa and have done a few years now with no invitation to Current Account or Regular Saver :( interestingly, although I have the latest app - checked for updates just in case - I seem to have lost the App Chat function and cannot find it anywhere. Bizarre.
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

  • It would be interesting to know if those who have been offered current accounts have OPTED IN to marketing preferences and which out of the 3 available (Special Offers, Updates and Tips, Give Feedback).

    I opted OUT of all 3 from word go.
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

  • Zuzi
    Zuzi Posts: 221 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    It would be interesting to know if those who have been offered current accounts have OPTED IN to marketing preferences and which out of the 3 available (Special Offers, Updates and Tips, Give Feedback).

    I opted OUT of all 3 from word go.
    FWIW I am opted in for all of them. Only have a pound in Zopa since a few months, and tbh I only realised this was a good offer because I happened to pay attention to an email about it. I have little reason to open the app these days.
  • Bridlington1
    Bridlington1 Posts: 3,793 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    It would be interesting to know if those who have been offered current accounts have OPTED IN to marketing preferences and which out of the 3 available (Special Offers, Updates and Tips, Give Feedback).

    I opted OUT of all 3 from word go.
    I can't remember off the top of my head what I did but I typically opt in to marketing emails just on the off chance some useful info appears in them (rarely does).

    I'd kept my Zopa account at nil since 2022 and was offered the current account about a month ago.
  • soulsaver
    soulsaver Posts: 6,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 November 2024 at 12:56AM
    flaneurs_lobster can I ask, did your one off 1.5K DD work out, have you had any cash back yet?
    I've not had any payment yet. It's 'beta', so I'll give it a few days.
  • soulsaver said:
    flaneurs_lobster can I ask, did your one off 1.5K DD work out, have you had any cash back yet?
    I've not had any payment yet. It's 'beta', so I'll give it a few days.
    Expecting (?) payment of one-off £30 with interest due, which Zopa pay on monthly anniversary of opening account. So in my case 3rd, but since it's a Sunday probably next day.
  • soulsaver said:
    flaneurs_lobster can I ask, did your one off 1.5K DD work out, have you had any cash back yet?
    I've not had any payment yet. It's 'beta', so I'll give it a few days.
    Expecting (?) payment of one-off £30 with interest due, which Zopa pay on monthly anniversary of opening account. So in my case 3rd, but since it's a Sunday probably next day.
    Please update next week.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • saverkev
    saverkev Posts: 68 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    I have both the SmartSaver account and a Credit card with Zopa and have done a few years now with no invitation to Current Account or Regular Saver :( interestingly, although I have the latest app - checked for updates just in case - I seem to have lost the App Chat function and cannot find it anywhere. Bizarre.
    I used the chat function on desktop - asked about the Current Account and got put on the "wait list"
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