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Zopa Current account
Comments
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flaneurs_lobster can I ask, did your one off 1.5K DD work out, have you had any cash back yet?I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.0 -
I have both the SmartSaver account and a Credit card with Zopa and have done a few years now with no invitation to Current Account or Regular Saver
interestingly, although I have the latest app - checked for updates just in case - I seem to have lost the App Chat function and cannot find it anywhere. Bizarre. If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0 -
It would be interesting to know if those who have been offered current accounts have OPTED IN to marketing preferences and which out of the 3 available (Special Offers, Updates and Tips, Give Feedback).
I opted OUT of all 3 from word go.If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0 -
FWIW I am opted in for all of them. Only have a pound in Zopa since a few months, and tbh I only realised this was a good offer because I happened to pay attention to an email about it. I have little reason to open the app these days.MrFrugalFever said:It would be interesting to know if those who have been offered current accounts have OPTED IN to marketing preferences and which out of the 3 available (Special Offers, Updates and Tips, Give Feedback).
I opted OUT of all 3 from word go.0 -
I can't remember off the top of my head what I did but I typically opt in to marketing emails just on the off chance some useful info appears in them (rarely does).MrFrugalFever said:It would be interesting to know if those who have been offered current accounts have OPTED IN to marketing preferences and which out of the 3 available (Special Offers, Updates and Tips, Give Feedback).
I opted OUT of all 3 from word go.
I'd kept my Zopa account at nil since 2022 and was offered the current account about a month ago.0 -
I've not had any payment yet. It's 'beta', so I'll give it a few days.trickydicky14 said:flaneurs_lobster can I ask, did your one off 1.5K DD work out, have you had any cash back yet?2 -
Expecting (?) payment of one-off £30 with interest due, which Zopa pay on monthly anniversary of opening account. So in my case 3rd, but since it's a Sunday probably next day.soulsaver said:
I've not had any payment yet. It's 'beta', so I'll give it a few days.trickydicky14 said:flaneurs_lobster can I ask, did your one off 1.5K DD work out, have you had any cash back yet?0 -
Please update next week.flaneurs_lobster said:
Expecting (?) payment of one-off £30 with interest due, which Zopa pay on monthly anniversary of opening account. So in my case 3rd, but since it's a Sunday probably next day.soulsaver said:
I've not had any payment yet. It's 'beta', so I'll give it a few days.trickydicky14 said:flaneurs_lobster can I ask, did your one off 1.5K DD work out, have you had any cash back yet?I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.0 -
I used the chat function on desktop - asked about the Current Account and got put on the "wait list"MrFrugalFever said:I have both the SmartSaver account and a Credit card with Zopa and have done a few years now with no invitation to Current Account or Regular Saver
interestingly, although I have the latest app - checked for updates just in case - I seem to have lost the App Chat function and cannot find it anywhere. Bizarre.1 -
£30 added by Zopa to current account as "November Cashback" (along with 62p interest). Moved to RS (along with additional £270) as today is also month anniversary of opening same.trickydicky14 said:
Please update next week.flaneurs_lobster said:
Expecting (?) payment of one-off £30 with interest due, which Zopa pay on monthly anniversary of opening account. So in my case 3rd, but since it's a Sunday probably next day.soulsaver said:
I've not had any payment yet. It's 'beta', so I'll give it a few days.trickydicky14 said:flaneurs_lobster can I ask, did your one off 1.5K DD work out, have you had any cash back yet?
7
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