Zopa Current account

GreenScepter

I entered my mobile number on their current account webpage and got a message saying

"You've gained early access! Download the Zopa app using the link or QR code below to apply."

Scanned the QR code, downloaded the app. Entered some personal details and it took me to the app's home page with options for various accounts/services, but nothing about current accounts. No option in the apply section. Did I miss something?

mab3000

Has anyone received an email offering £5 when you spend with the debit card through Apple Pay, and received the £5? Just says spend on the card within 1 week of receiving the email. Doesn’t say about when you’d get it once you spend on it or there being a minimum spend which I found unusual 

flaneurs_lobster

mab3000 said:

Has anyone received an email offering £5 when you spend with the debit card through Apple Pay, and received the £5? Just says spend on the card within 1 week of receiving the email. Doesn’t say about when you’d get it once you spend on it or there being a minimum spend which I found unusual 

No link to T&Cs?

Annoying since there's no links on the Zopa website to access information about the Current Account product (it's in beta, which shouldn't IMHO make it impossible to look up the terms).

wmb194

mab3000 said:

Has anyone received an email offering £5 when you spend with the debit card through Apple Pay, and received the £5? Just says spend on the card within 1 week of receiving the email. Doesn’t say about when you’d get it once you spend on it or there being a minimum spend which I found unusual 

Yes, late last year. I spent a little less than £7 at the supermarket via ApplePay and then received the £5 cashback on the same date one month later.

mab3000

flaneurs_lobster said:

mab3000 said:

Has anyone received an email offering £5 when you spend with the debit card through Apple Pay, and received the £5? Just says spend on the card within 1 week of receiving the email. Doesn’t say about when you’d get it once you spend on it or there being a minimum spend which I found unusual 

No link to T&Cs?

Annoying since there's no links on the Zopa website to access information about the Current Account product (it's in beta, which shouldn't IMHO make it impossible to look up the terms).

There is no T&Cs in the email or a link to them at all, only the link to their privacy policy and their help page, which just takes you to the frequently asked questions about all their products - none have any information about this offer. 

NameWithheld

Zopa will start charging a 2% non-UK cash withdrawal fee on 9th June if you withdraw more than £200 over 30 days

mab3000

mab3000 said:

Has anyone received an email offering £5 when you spend with the debit card through Apple Pay, and received the £5? Just says spend on the card within 1 week of receiving the email. Doesn’t say about when you’d get it once you spend on it or there being a minimum spend which I found unusual 

Update- got my £5 for using apple pay for the first time today (and I spent less than £5 on the transaction that I carried out to get this offer) 

Also received the below email today. Not really sure what they got wrong for me to be honest as think this looks the same as when I signed up, but I’ll take the £30 if they want to give it to me lol 

You recently opened a Zopa bank account—welcome, we’re really excited to have you on board. However, we’ve spotted a technical error that means some of the features of your account are slightly different from what we’d advertised. That shouldn’t have happened, and we’re really sorry for the confusion. As an apology, and to make sure you’re not missing out on value as a result of this error, we’re going to apply £30 to your account shortly.

Your bank account

To confirm, these are the features you’ll benefit from with your Zopa bank account: An exclusive 7.5% AER* Regular Saver pot You’re eligible to open an exclusive Regular Saver pot that comes with a rate of 7.5% AER* (7.25% gross**). You can save up to £300 a month and withdraw your money anytime. 2% AER* interest on your balance As soon as you add money to your account, you’ll start earning 2% AER* (1.98% gross**) interest on it.   2% cashback on Direct Debits    You’re eligible to earn 2% cashback on up to £1,500 of Direct Debits per year. This covers all Direct Debits, not just household bills.

And just so you’re aware, there’s no fee for opening your account.

c_beam

mab3000 said:

Update- got my £5 for using apple pay for the first time today (and I spent less than £5 on the transaction that I carried out to get this offer) 

Thanks for the update - does anyone know if the £5 reward also applies to Google Pay / Android phones?

HillStreetBlues

Opened on the 1st, debit card arrive on the 3rd and 2 DD I set up already showing.

MrFrugalFever

I have opened the Zopa Current Account and Regular Saver now (it seemed as though I had to 'opt in' to all their marketing to be eligible. A very simple and straightforward process, a quick selfie and couple of pics of a Gov ID - i used drivers licence.

Opened up saver and deposited £300. Lovely jubbly!

Now need to come up with a plan for the DD offer....I have moneybox so perhaps that is one to utilise.