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Zopa Current account

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  • granta
    granta Posts: 508 Forumite
    Tenth Anniversary 100 Posts Photogenic Name Dropper
    Thanks all, I'll just be patient for this one-off opportunity!
  • HillStreetBlues
    HillStreetBlues Posts: 6,131 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    ryan92 said:
    Zopa are now offering 3% on direct debits up to £3000 for new customers so for those of you who have maybe been waiting it out, looks to be a more attractive offering :)
    When I check the 2% and £1500 is showing
    Let's Be Careful Out There
  • ThePirates
    ThePirates Posts: 345 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    ryan92 said:
    Zopa are now offering 3% on direct debits up to £3000 for new customers so for those of you who have maybe been waiting it out, looks to be a more attractive offering :)
    When I check the 2% and £1500 is showing
    Mine says 2% too. I've just paid out £2k so we'll see at the end of the month how much I get.
  • Paul_01
    Paul_01 Posts: 404 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I recently opened this account and received the £30 about two weeks after the DD was processed.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,611 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    ryan92 said:
    Zopa are now offering 3% on direct debits up to £3000 for new customers so for those of you who have maybe been waiting it out, looks to be a more attractive offering :)
    Would you be kind enough to share your source, can't find any reference to this increase.
  • soulsaver
    soulsaver Posts: 6,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Alex9384 said:
    Reading through these comments, I don't think this will last for too long.
    They will soon introduce exceptions for those direct debits. First they let people show them how they exploit loopholes and then they'll close them.

    It's also a good way to have your accounts closed by the bank and get permanently banned. It reminds me those who switch bank accounts for a bonus and as soon as they get the bonus, the switch the new account elsewhere or close it.


    I've switched bank accounts for no other purpose than to 'earn' bonuses that total ~£2.5k, other contributors here will have gained far more. I'm not aware of a single case of sanctions being applied to people for this specific activity. 


    So there's a few of us on here that you're not aware of... 

  • crumpet_man
    crumpet_man Posts: 737 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    soulsaver said:
    Alex9384 said:
    Reading through these comments, I don't think this will last for too long.
    They will soon introduce exceptions for those direct debits. First they let people show them how they exploit loopholes and then they'll close them.

    It's also a good way to have your accounts closed by the bank and get permanently banned. It reminds me those who switch bank accounts for a bonus and as soon as they get the bonus, the switch the new account elsewhere or close it.


    I've switched bank accounts for no other purpose than to 'earn' bonuses that total ~£2.5k, other contributors here will have gained far more. I'm not aware of a single case of sanctions being applied to people for this specific activity. 


    So there's a few of us on here that you're not aware of... 

    Banks do not usually disclose the specific reason for closing accounts.  How do you know that sanctions have been applied because of switching accounts?
  • jim1999
    jim1999 Posts: 244 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    ryan92 said:
    Zopa are now offering 3% on direct debits up to £3000 for new customers so for those of you who have maybe been waiting it out, looks to be a more attractive offering :)
    Would you be kind enough to share your source, can't find any reference to this increase.
    I went looking for this earlier, and saw someone had screengrabbed a Facebook ad and shared it on Reddit.

    That ad did mention the above offer.  Right now I can't find the link to the screenshot though.

    Perhaps they are doing some AB testing to see if it changes customer behaviour.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,611 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    jim1999 said:
    ryan92 said:
    Zopa are now offering 3% on direct debits up to £3000 for new customers so for those of you who have maybe been waiting it out, looks to be a more attractive offering :)
    Would you be kind enough to share your source, can't find any reference to this increase.
    I went looking for this earlier, and saw someone had screengrabbed a Facebook ad and shared it on Reddit.

    That ad did mention the above offer.  Right now I can't find the link to the screenshot though.

    Perhaps they are doing some AB testing to see if it changes customer behaviour.
    This is the link AFAIK

    https://www.facebook.com/Zopa/videos/1541400613101058/

    Can someone who knows more about FB than me (not hard) verify that it's genuine, given the address?
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