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Zopa Current account

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  • ronbell101
    ronbell101 Posts: 198 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 21 February at 10:51AM
    I thought all my direct debits were set up but became suspicious when I could see no reference to them at all in the app It wasn't until i got an email off Virgin about being unable to collect my payment that I decided to move them back to Santander lite account
    Hi

    Can I ask what Virgin said in respect of this? I've just setup a direct debit for my credit card.

    Cheers
    I'm on a 0% promotional offer so need to make the minimum payment every month until the balance is cleared I pay extra by DD. The email informed me that the payment had failed and that if I didn't make a payment by 23rd February I would loose the offer! I quicky made a manual payment and cancelled the DD set up on Zopa and moved it back to my "normal" current account
    Cheers for that. Can I ask did the DD show on your Zopa account?

    Thanks again.
    No it didn't! Can any one with a Zopa account with active direct debits advise me where to look once they are set up!!
  • ThePirates
    ThePirates Posts: 345 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Can any one with a Zopa account with active direct debits advise me where to look once they are set up!!
    Click the Double Arrow 'Payments' at the bottom of the screen, mine then lists Payees and Direct Debits
  • I thought all my direct debits were set up but became suspicious when I could see no reference to them at all in the app It wasn't until i got an email off Virgin about being unable to collect my payment that I decided to move them back to Santander lite account
    Hi

    Can I ask what Virgin said in respect of this? I've just setup a direct debit for my credit card.

    Cheers
    I'm on a 0% promotional offer so need to make the minimum payment every month until the balance is cleared I pay extra by DD. The email informed me that the payment had failed and that if I didn't make a payment by 23rd February I would loose the offer! I quicky made a manual payment and cancelled the DD set up on Zopa and moved it back to my "normal" current account
    Cheers for that. Can I ask did the DD show on your Zopa account?

    Thanks again.
    No it didn't! Can any one with a Zopa account with active direct debits advise me where to look once they are set up!!
    Thanks again much appreciated.
  • ronbell101
    ronbell101 Posts: 198 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 21 February at 3:48PM
    Can any one with a Zopa account with active direct debits advise me where to look once they are set up!!
    Click the Double Arrow 'Payments' at the bottom of the screen, mine then lists Payees and Direct Debits
    thanks for that  app must have updated as the double arrow "payments" was not there yesterday....I've just been informed by Virgin Credit Card that my promotional offer of 0% has ceased and ill be charged a late payment fee and charged full interest nothing like this has ever happened to me before. I've appealed against their decision  now waiting on their reply...erm Zopa have a lot to answer for !!
  • Slinky
    Slinky Posts: 11,041 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Can any one with a Zopa account with active direct debits advise me where to look once they are set up!!
    Click the Double Arrow 'Payments' at the bottom of the screen, mine then lists Payees and Direct Debits
    thanks for that  app must have updated as the double arrow "payments" was not there yesterday....I've just been informed by Virgin Credit Card that my promotional offer of 0% has ceased and ill be charged a late payment fee and charged full interest nothing like this has ever happened to me before. I've appealed against their decision  now waiting on their reply...erm Zopa have a lot to answer for !!

    Is Virgin listed as a payee?
    Make £2025 in 2025
    Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
    Total £915.94/£2025 45.2%

    Make £2024 in 2024
    Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44
    Total £1410/£2024  70%

    Make £2023 in 2023  Total: £2606.33/£2023  128.8%



  • ronbell101
    ronbell101 Posts: 198 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    yes it is listed as a payee
  • granta
    granta Posts: 508 Forumite
    Tenth Anniversary 100 Posts Photogenic Name Dropper
    My DD to MoneyBox was meant to leave today (according to the notification in Moneybox app). It's still in the Zopa current account. Any idea when it would be taken or is there a glitch?
  • s71hj
    s71hj Posts: 650 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    granta said:
    My DD to MoneyBox was meant to leave today (according to the notification in Moneybox app). It's still in the Zopa current account. Any idea when it would be taken or is there a glitch?
    The exact same happened with my wife. There is a prolonged process from when it is being taken to when it is actually taken, visibly leaves and once it arrives there's a delay before you can withdraw it. However at the end of it all 30 quid cashback will appear in a few weeks assuming you did the full £1500.
  • Bridlington1
    Bridlington1 Posts: 3,794 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    granta said:
    My DD to MoneyBox was meant to leave today (according to the notification in Moneybox app). It's still in the Zopa current account. Any idea when it would be taken or is there a glitch?
    In my experience moneybox DDs are debited from the current account on Mondays but the app states the date is the previous Wednesday so I would expect the funds to leave Zopa on Mon 3/3/25.
  • Stargunner
    Stargunner Posts: 998 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    My DD left Zopa on Monday 24th Feb. It shows in the Moneybox app, but it is waiting to clear, which will be tomorrow (Thursday)
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