Zopa Current account

Alex9384

flaneurs_lobster said:

I'm not aware of a single case of sanctions being applied to people for this specific activity.

Well, even if they were, you wouldn't know because banks never tell you why they are closing your accounts. But we know they sometimes do it out of the blue. Reasons we mentioned may be included in some of those decisions.

Barclays is just closing my accounts and I have no idea why. I've done nothing wrong and they just say it's a "business decision".

crumpet_man

Alex9384 said:

flaneurs_lobster said:

I'm not aware of a single case of sanctions being applied to people for this specific activity.

Well, even if they were, you wouldn't know because banks never tell you why they are closing your accounts. But we know they sometimes do it out of the blue. Reasons we mentioned may be included in some of those decisions.

Barclays is just closing my accounts and I have no idea why. I've done nothing wrong and they just say it's a "business decision".

All the more reason to get whatever we can out of them whilst adhering to their terms and conditions.

Over62

I have been on the waitlist since 8 December and have still not been offered a current account.  Today my OH applied for the waitlist, downloaded the app and there was his offer of a current account straight away!  Not sure how Zopa decide who to offer this too but I obviously don't fit the criteria.

northwalesd

Over62 said:

I have been on the waitlist since 8 December and have still not been offered a current account.  Today my OH applied for the waitlist, downloaded the app and there was his offer of a current account straight away!  Not sure how Zopa decide who to offer this too but I obviously don't fit the criteria.

I've just done the same as your OH, and yes going on the waitlist then downloading the app I'm presented with "Try our new bank account".

SaintAlf

I have the current account but use Moneyhub to track transactions, they do not connect to Zopa.  I'd like to think it's a beta and they will add it, but it's also not available for Zopa savings.  Anyone have any workarounds?  Or has successfully connected in to Zopa via an open banking API?

sheffieldeagle

Received the invite last night. Opened my account on the 28th of Jan then signed up to the waiting list on the 6th of Feb. Opened and funded the regular saver today. Thanks to the OP for this.

Cheers

ronbell101

switched a few direct debits to take advantage of the 2% cashback only to be told today the Direct Debit feature is not available yet!! 

PRAISETHESUN

ronbell101 said:

switched a few direct debits to take advantage of the 2% cashback only to be told today the Direct Debit feature is not available yet!! 

Direct debits are definitely available! They just have issues with certain providers who don't recognise Zopa as a current account.

https://www.zopa.com/help/article/known-issues-beta-zopa-account

Bigwheels1111

PRAISETHESUN said:

ronbell101 said:

switched a few direct debits to take advantage of the 2% cashback only to be told today the Direct Debit feature is not available yet!! 

Direct debits are definitely available! They just have issues with certain providers who don't recognise Zopa as a current account.

https://www.zopa.com/help/article/known-issues-beta-zopa-account

Paypal, did not list Zopa.

But entering detail manually it came up.

Set up today Paypal, Paypal credit, Vodafone, Emac Service contract, Peugeot Warranty, Plus Two credit cards.

ronbell101

well I've just had to make a manual payment to virgin media and to virgin credit card so I've moved all my direct debits away from zopa until its out of "beta" stage