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Zopa Current account

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Comments

  • Alex9384
    Alex9384 Posts: 980 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    An invitation popped up in my app yesterday.
    I've never had any account with Zopa, only used their app regularly for checking my eligibility for their products.
     
    EPICA - the best symphonic metal band in the world !
     
  • Slinky
    Slinky Posts: 11,353 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Does anybody with a current account know how often they update their statements? I need one for January as Vanguard want to see a statement with transactions on it before setting up my DD. I tried asking Zopa on their online chat, the first person couldn't help me, and I got cut off before their technical team picked up the query. I have a statement with zero transactions on it for December, but I don't know when they actually produced it. It covers the whole month.
    Make £2025 in 2025
    Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
    Total (1/11/25) £1954.45/£2025 96%

    Make £2024 in 2024
    Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
    Total £1410/£2024 70%

    Make £2023 in 2023 Total: £2606.33/£2023 128.8%




  • RG2015
    RG2015 Posts: 6,174 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Slinky said:
    Does anybody with a current account know how often they update their statements? I need one for January as Vanguard want to see a statement with transactions on it before setting up my DD. I tried asking Zopa on their online chat, the first person couldn't help me, and I got cut off before their technical team picked up the query. I have a statement with zero transactions on it for December, but I don't know when they actually produced it. It covers the whole month.
    On the app, mine are all made up for a calendar month. My latest is for 01-31 January 2025.
  • Slinky
    Slinky Posts: 11,353 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    RG2015 said:
    Slinky said:
    Does anybody with a current account know how often they update their statements? I need one for January as Vanguard want to see a statement with transactions on it before setting up my DD. I tried asking Zopa on their online chat, the first person couldn't help me, and I got cut off before their technical team picked up the query. I have a statement with zero transactions on it for December, but I don't know when they actually produced it. It covers the whole month.
    On the app, mine are all made up for a calendar month. My latest is for 01-31 January 2025.

    Thanks, mine has appeared in the last few minutes.
    Make £2025 in 2025
    Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
    Total (1/11/25) £1954.45/£2025 96%

    Make £2024 in 2024
    Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
    Total £1410/£2024 70%

    Make £2023 in 2023 Total: £2606.33/£2023 128.8%




  • Emily_Joy
    Emily_Joy Posts: 1,538 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    I have been on the waiting list for over a month now, but all I receive is invitations to take a loan  :) presumably to help to finance the Regular Saver.
  • where_are_we
    where_are_we Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My invitation took almost 2 months. Patience is required.
  • s71hj
    s71hj Posts: 1,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Emily_Joy said:
    I have been on the waiting list for over a month now, but all I receive is invitations to take a loan  :) presumably to help to finance the Regular Saver.
    Have you tried opening the app? My wife never got an email but when she opened the app there was a tile bottom right corner inviting her to apply.
  • Emily_Joy
    Emily_Joy Posts: 1,538 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    edited 4 February at 4:51PM
    s71hj said:
    Emily_Joy said:
    I have been on the waiting list for over a month now, but all I receive is invitations to take a loan  :) presumably to help to finance the Regular Saver.
    Have you tried opening the app? My wife never got an email but when she opened the app there was a tile bottom right corner inviting her to apply.
    I have an app on iPad, but no invitation yet... though I am able to check only during the weekends.
  • dcs34
    dcs34 Posts: 729 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    s71hj said:
    Emily_Joy said:
    I have been on the waiting list for over a month now, but all I receive is invitations to take a loan  :) presumably to help to finance the Regular Saver.
    Have you tried opening the app? My wife never got an email but when she opened the app there was a tile bottom right corner inviting her to apply.
    Out of interest, what where the rough timescales involved? I'd added myself to the waitlist since mid-December but still waiting to hear anything about the current account/regular saver.
  • Looking2Retire
    Looking2Retire Posts: 1 Newbie
    First Post
    edited 6 February at 10:06AM
    Does it give cashback on a direct debit to a savings investment firm? I pay a set amount into my stocks and shares ISA by direct debit (not standing order) each month so was wondering if I could move that DD over and get the cashback on that?! 
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