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£175 Nationwide Switch Incentive, starting 25/09/2024

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Comments

  • Nasqueron
    Nasqueron Posts: 9,997 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 30 September at 3:09PM
    pfpf said:
    i'm pretty sure they give the option to do away with the need for the card reader if you let the app take a live photo of you? i seem to remember seeing it as an option when i was asked to use the reader last week for the 1st time in an age.
    I've registered on the app and can move stuff around fine internally, as it's a new payee I have to use the web service but it just says they cannot verify me and to call them. I cannot see an option to add a card reader nor can you add it in app even with biometrics.

    That said, I just tested it again in app and it will let me in app if I have the card and can put it in the card reader so might be possible without going to the bank

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • WindfallWendy
    WindfallWendy Posts: 49 Forumite
    10 Posts Name Dropper Photogenic
    edited 30 September at 3:13PM
    Not sure if relevant, but when I did a NW account transfer (last year), I also made use of the savings account they offered. My husband who also transferred to NW at the same time didn't use the savings account and so wasn't eligible for an unexpected payout to 'eligible customers' earlier this year, where 'eligible' people were those who had current AND savings accounts with them. Worth noting maybe, as my transfer to NW has made me £300 :smiley:
  • Nasqueron
    Nasqueron Posts: 9,997 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Not sure if relevant, but when I did a NW account transfer (last year), I also made use of the savings account they offered. My husband who also transferred to NW at the same time didn't use the savings account and so wasn't eligible for an unexpected payout to 'eligible customers' earlier this year, where 'eligible' people were those who had current AND savings accounts with them. Worth noting maybe, as my transfer to NW has made me £300 :smiley:
    The terms last year were the same as the year before for Fair Share - it worked out quite well for me with the 5% interest and Kroo dropping rates to motivate me to switch, so the £500 in a month is easy, £100 in regular saver is done (though I would think maybe having a bit more is a good idea), and spend 2-3x a month every month for the new few months - even just a couple of bananas on the self scan - and if they do it again, should get it

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • luckbox
    luckbox Posts: 118 Forumite
    Part of the Furniture 100 Posts
    WillPS said:
    If you have a card reader from any bank (Natwest Group, Barclays, Co-op/Smile etc) it'll work. You might be able to nip in to a branch and use or borrow one too.
    Yes, I remember that worked, but honesty chucked them all when I switched from Nationwide a few years ago. I didn't think they'd still be a thing considering no other banks mandate them for internet banking
  • luverlyjuberly
    luverlyjuberly Posts: 209 Forumite
    Part of the Furniture 100 Posts
    I failed the hard credit check with this one. Nationwide advised I visit my nearest bank (an hour away by bus) with ID. 
    I've opened 5 accounts this year so this hard credit check failure was a surprise.
    From September 2008 - Wepromiseto £133.19, Greasypalm £46.16, Quidco £519.78, Cashback Kings £74.54. Vouchers £31.00. myhpf £21.03
    Topcashback £159.72 Matchbetting £24.70 MORTGAGE FREE END OF JULY 2015 (YIPPEE!)
    Bank Switching £640.00
  • madbilly
    madbilly Posts: 4 Newbie
    First Post
    Hi all,
    I'm looking to make this switch, but I'm not familiar with switching so would like to check something with you wise heads :smile: It's not clear from the T&Cs if the switch must be requested during the application process or if the account can be opened and the switch requested later, does anyone know how these have worked in the past and can share please?
    Cheers :smile:
  • FLAMPARD
    FLAMPARD Posts: 40 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    madbilly said:
    Hi all,
    I'm looking to make this switch, but I'm not familiar with switching so would like to check something with you wise heads :smile: It's not clear from the T&Cs if the switch must be requested during the application process or if the account can be opened and the switch requested later, does anyone know how these have worked in the past and can share please?
    Cheers :smile:
    You can give switch information during process
    or apply as an existing customer which ever suits
  • HillStreetBlues
    HillStreetBlues Posts: 4,711 Forumite
    1,000 Posts Second Anniversary Homepage Hero Photogenic
    With the former Fairer Share payments, are debit card transactions classed as payment from account? I expect they would but  better to ask.

    Let's Be Careful Out There
  • WillPS
    WillPS Posts: 4,480 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    With the former Fairer Share payments, are debit card transactions classed as payment from account? I expect they would but  better to ask.


    Yes, they were.
  • ThePirates
    ThePirates Posts: 205 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Anyone tried to open a new NBS account today? I've been trying all day, part way through the application the website goes to a page not found error every time. 😥
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