£175 Nationwide Switch Incentive, starting 25/09/2024

Theleak250

danco said:

I'm thinking about switching from my HSBC Advance account. Problem is that this has an associated Global Money account, and I believe this needs to be closed first (that's what HSBC say in general about closing the Advance account), and I can't find instructions for closing this. As the balance in the Global Money is zero, it is possible that I can switch without closing it

May I ask why you wish to switch away from HSBC?

gerrard88

Tried to do the switch. Nationwide says I cant have the offer and the account after soft search. My credit score is not great

anyway around this?

grandadgolfer

WillPS said:

PRAISETHESUN said:

WillPS said:

PRAISETHESUN said:

I've tried the last few incentives they've run, knowing I should be ineligible for all of them - no success either.

Were the accounts you previously benefitted on a bonus on still open? Every claim I've seen of multiple payments have occurred when the person closed down the account they received a bonus on some time ago.

Interesting... I have 2x current accounts, one of which is a longstanding current account which I've received an incentive before. It is still open. The other I opened during the last offer and switched into, but didn't get an incentive for.

I suspect while that account you've previously had a bonus on is open you've little chance of sneaking in with another bonus; I don't know for sure but my assumption is their check looks for the "Switiching Offer" transaction on all accounts where all account names match, but seemingly it can't find it on accounts which have been closed (for some time?).

How long is (for some time)

HHUK

Looks like @MABLE managed to get the £200 bonus in June, having previously received one in August 2021 and closed that donee account in January 

goatfaced

They seem to think I already have a product with them and need to update my details. I only gave my name, date of birth and postcode and I've lived here for 28 years, had my married name for over 20 years so what exactly do they think I need to update? I could call them tomorrow I suppose.

WillPS

grandadgolfer said:

WillPS said:

PRAISETHESUN said:

WillPS said:

PRAISETHESUN said:

I've tried the last few incentives they've run, knowing I should be ineligible for all of them - no success either.

Were the accounts you previously benefitted on a bonus on still open? Every claim I've seen of multiple payments have occurred when the person closed down the account they received a bonus on some time ago.

Interesting... I have 2x current accounts, one of which is a longstanding current account which I've received an incentive before. It is still open. The other I opened during the last offer and switched into, but didn't get an incentive for.

I suspect while that account you've previously had a bonus on is open you've little chance of sneaking in with another bonus; I don't know for sure but my assumption is their check looks for the "Switiching Offer" transaction on all accounts where all account names match, but seemingly it can't find it on accounts which have been closed (for some time?).

How long is (for some time)

I'm not sure how you can think I might know that - I'm not even sure it's true, hence the question mark ISTR there was someone who shut an account which had a bonus then almost immediately switched and it didn't work. But I could be wrong (about that and the whole suspicion!).

I'm just going by what I read/hear about.

luckbox

I have opened my flex direct account and sent the £1000, but I can't get it out as Nationwide is forcing me to use one of those card readers that I suppose I will have to now order from them. I can live with the £1000 being stuck but its not ideal, so be wary if you don't have the card and reader before doing the transfer.

My mistake for not trying to flip £10 first

Nasqueron

luckbox said:

I have opened my flex direct account and sent the £1000, but I can't get it out as Nationwide is forcing me to use one of those card readers that I suppose I will have to now order from them. I can live with the £1000 being stuck but its not ideal, so be wary if you don't have the card and reader before doing the transfer.

My mistake for not trying to flip £10 first

I have had much the same issue (albeit not switching, just using the 5% interest) - I can't move money out as the system "cannot verify me" - spoke to customer services which the site told me I had to do and they basically suggested going to branch which I will try tomorrow. I have an old card reader which works but no card but not sure how easy it will be even if I get the card!

Just a pain as I need the money out to go into regular savers

pfpf

i'm pretty sure they give the option to do away with the need for the card reader if you let the app take a live photo of you? i seem to remember seeing it as an option when i was asked to use the reader last week for the 1st time in an age.

WillPS

luckbox said:

I have opened my flex direct account and sent the £1000, but I can't get it out as Nationwide is forcing me to use one of those card readers that I suppose I will have to now order from them. I can live with the £1000 being stuck but its not ideal, so be wary if you don't have the card and reader before doing the transfer.

My mistake for not trying to flip £10 first

If you have a card reader from any bank (Natwest Group, Barclays, Co-op/Smile etc) it'll work. You might be able to nip in to a branch and use or borrow one too.