New: Amazon Barclaycard

blue.peter

coolgardie37 said:

How did some get access online on computer for Amazon Barclaycard?  My app comes up with error code RG105, and waiting for 2 months. Any advice?

As I recall it, you won't be able to get to their web-based Online Banking until after the issue with the phone app  has been resolved. You can only authorise access to Online Banking through the app. Yes, it's a lousy system.

Have you seen this thread? Have you phoned Barclaycard about getting app access?

Smick100

I have tried to make Amazon Barclaycard work on Apple Pay by linking my Amazon Barclaycard to my Curve account and using Curve on Apple Pay.

The good news is that it works. I can use my Amazon Barclaycard on Apple Pay. The bad news is that I am not earning Amazon vouchers - it shows up on the app and says "Not eligible for rewards. Find out why"

And, when I find out why, amongst the exclusions are "Transactions made through third party payment systems like Curve or Paypal".

WillPS

Yep, unusual for a Barclaycard to be so strict about which type of transactions they will and wont pay rewards on, they're usually amongst the most liberal. I can only think this must be an Amazon stipulation.

Smick100

WillPS said:

Yep, unusual for a Barclaycard to be so strict about which type of transactions they will and wont pay rewards on, they're usually amongst the most liberal. I can only think this must be an Amazon stipulation.

As it stands, I am getting 1% on non Amazon purchase, 2% on Amazon purchases.

Interchange is 0.3% so they need to find between 0.7% and 1.7% somewhere to fund the rewards for those, like me, who won't borrow.

I also think that is why Apple Pay isn't allowed as Apple charge 0.15% and the financials don't stack up if they are paying money elsewhere.

WillPS

Smick100 said:

WillPS said:

Yep, unusual for a Barclaycard to be so strict about which type of transactions they will and wont pay rewards on, they're usually amongst the most liberal. I can only think this must be an Amazon stipulation.

As it stands, I am getting 1% on non Amazon purchase, 2% on Amazon purchases.

Interchange is 0.3% so they need to find between 0.7% and 1.7% somewhere to fund the rewards for those, like me, who won't borrow.

I also think that is why Apple Pay isn't allowed as Apple charge 0.15% and the financials don't stack up if they are paying money elsewhere.

Google Pay take the same margin though, so I'm not at all sure it's that. We've not seen the limitation on other Barclays reward cards either (NLA Black Cashback, Reward, Avios, Avios Plus). It could be that it's coming more widely, and this is just the first sign of it.

Presuming this arrangement follows the normal formula for co-brand card agreements Amazon will be paying a commission which likely covers the Amazon spend % - possibly a bit more too; the theory is that branded credit cards drive consumer spend and loyalty.

Bear in mind also that Barclaycard won't get all that 0.3% of interchange revenue, some of it will be retained by Visa (otherwise they'd earn nothing).

sparky0138

sparky0138 said:

Has anyone else been declined? I don't have a Barclaycard but previously had an Amazon card so was offered the £50 but after doing the soft search eligibility check apparently I don't qualify.

Never had any issues with the previous Amazon card and also currently have a Capital One card which I pay off IN FULL every month. Disappointed.

If there's anyone still interested in this card, I'd suggest applying again. I thought I'd give it another go and I was just accepted. The only thing that's changed since August is that my monthly net pay has increased by £44.

lon_don

Smick100 said:

As it stands, I am getting 1% on non Amazon purchase, 2% on Amazon purchases.

How do you get this ? On https://www.barclaycard.co.uk/personal/credit-cards/amazon-barclaycard it states 

Get 1% back in rewards when you shop on Amazon, and 0.5% back everywhere else. Amazon Prime members get 2% back in rewards during eligible Amazon key shopping events, like Prime Day.

So 2% cashback only on Amazon Prime days (nothing about 1% for non-Amazon) ?

goatfaced

Some people got double rewards for 6 months. I think it was if you had the previous Amazon credit card. 

Infamy7

I have been accepted received the card, Amazon voucher and also the pin number. However Barclaycard app will not let me register the card. There is an ongoing RG105 issue which which barclaycard informed me is being treated urgently - for some months apparently.

kev2009

Is the Amazon card worth getting? I used to use Chase but as the cashback is changing 7th April, I'm wondering if its worth getting the amazon card or just use another card which will give me 0.5% or lower back? Just trying to see if its worth getting another card for or not bother and see if anything else comes up?

Kev