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Virgin Money 10.38% regular monthly saver

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  • Time2count
    Time2count Posts: 175 Forumite
    100 Posts First Anniversary
    edited 3 August 2024 at 4:58PM
    Thanks for mentioning this, I hadn't heard of it but have a virgin account so have just opened this saver. There were an awful lot of 'are you sure' type boxes to get through to open it which was a bit off-putting, they check in with me less when I do a transfer out of the current account!
  • mika_dm said:
    This account is flexible too, plus you can add more in the next month if you didn't contribute enough on the previous one. It feels almost like a easy access saving account.
    Thats pretty much what it is, there are a few other RS  around like it in terms of easy access though not at 10%. 
  • 35har1old
    35har1old Posts: 1,945 Forumite
    1,000 Posts Second Anniversary Name Dropper
    masonic said:
    masonic said:
    jaypers said:
    I think this highlights the reason to keep old accounts open. There was a time where the M+ current account and associated savings rate was worth having. I’ve had nothing in my Virgin accounts for some time now but was reluctant to close them. This came along and of course it took only a few minutes to open and fund. 
    It seems the biggest issues have arisen from those who left dormant accounts behind and now cannot log in or create a new profile.

    Well, I can report my wife found my old login info for Virgin which I have not used for several years and it worked. I don’t have any existing current accounts but do have two old linked saving accounts. So now it gives me the opportunity to open a new CA and saver, pleased about that.

    That just goes to demonstrate what a monstrosity Virgin Money is. People in identical situations having completely different experiences. Just like you, I had an old savings account left behind from a few years ago, but the site would not let me log in with my old details (not using my customer number or user id and password, nor using telephone banking PIN and account details). But, unlike another forumite trying the same thing, I was able to sign up as a new customer and open the accounts without issue on the website, despite being told on the app that they 'recognised me' and I needed to log in to proceed.
    I pity Nationwide taking on all this mess next year, but hopefully they will put it out of its misery and migrate everything onto their systems.
    What site where you trying to log in to the old Virgin site or the Clydesdale platform as 
    Virgin never managed to migrate the chances that Nationwide will are slim

  • masonic
    masonic Posts: 27,332 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 3 August 2024 at 6:56PM
    35har1old said:
    masonic said:
    masonic said:
    jaypers said:
    I think this highlights the reason to keep old accounts open. There was a time where the M+ current account and associated savings rate was worth having. I’ve had nothing in my Virgin accounts for some time now but was reluctant to close them. This came along and of course it took only a few minutes to open and fund. 
    It seems the biggest issues have arisen from those who left dormant accounts behind and now cannot log in or create a new profile.

    Well, I can report my wife found my old login info for Virgin which I have not used for several years and it worked. I don’t have any existing current accounts but do have two old linked saving accounts. So now it gives me the opportunity to open a new CA and saver, pleased about that.

    That just goes to demonstrate what a monstrosity Virgin Money is. People in identical situations having completely different experiences. Just like you, I had an old savings account left behind from a few years ago, but the site would not let me log in with my old details (not using my customer number or user id and password, nor using telephone banking PIN and account details). But, unlike another forumite trying the same thing, I was able to sign up as a new customer and open the accounts without issue on the website, despite being told on the app that they 'recognised me' and I needed to log in to proceed.
    I pity Nationwide taking on all this mess next year, but hopefully they will put it out of its misery and migrate everything onto their systems.
    What site where you trying to log in to the old Virgin site or the Clydesdale platform as 
    Virgin never managed to migrate the chances that Nationwide will are slim
    I had a go using https://login-and-registration.ib.apps.virginmoney.com/ and https://online.virginmoney.com/SSO before trying the app. Got as far as receiving a one-time code to my mobile phone, but upon entering it I got an error and was redirected to the login page again.
    Nationwide have stated that they won't be using the Virgin Money brand longer term, so it behoves them to pull customers across onto their systems and jettison the whole sorry mess.
  • george4064
    george4064 Posts: 2,928 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    When trying to setup my new VM current account as a new payee from my HSBC I can't seem to verify the account details and therefore can't send any money.

    "Payee account details are invalid. We can't check the details you entered with the payee's bank. Please check the Payee directly."

    I only opened the VM account today, but haven't had this issue before with other accounts..

    Has anyone else had this issue?

    Do I simply just need to wait a few days maybe..
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
  • ThePirates
    ThePirates Posts: 342 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    When trying to setup my new VM current account as a new payee from my HSBC I can't seem to verify the account details and therefore can't send any money.

    "Payee account details are invalid. We can't check the details you entered with the payee's bank. Please check the Payee directly."

    I only opened the VM account today, but haven't had this issue before with other accounts..

    Has anyone else had this issue?

    Do I simply just need to wait a few days maybe..
    Yeah, had the same problem, takes a few hours to update the database!
  • sammyjammy
    sammyjammy Posts: 7,959 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ok new problem for me, trying to open a current account to access the saver but I already have a VM credit card so it recognises me as a customer, no matter what I do it wants sort code/account code and debit card  number, its a CC so I don't have these, its sooo frustrating.  Anyone in same situation found a way around it other than calling them?
    "You've been reading SOS when it's just your clock reading 5:05 "
  • masonic
    masonic Posts: 27,332 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    When trying to setup my new VM current account as a new payee from my HSBC I can't seem to verify the account details and therefore can't send any money.

    "Payee account details are invalid. We can't check the details you entered with the payee's bank. Please check the Payee directly."

    I only opened the VM account today, but haven't had this issue before with other accounts..

    Has anyone else had this issue?

    Do I simply just need to wait a few days maybe..
    Can you not just check the details yourself and proceed with the payment? I had the same issue and just carried on.
  • masonic
    masonic Posts: 27,332 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ok new problem for me, trying to open a current account to access the saver but I already have a VM credit card so it recognises me as a customer, no matter what I do it wants sort code/account code and debit card  number, its a CC so I don't have these, its sooo frustrating.  Anyone in same situation found a way around it other than calling them?
    Have you tried logging in before starting the application?
  • trickydicky14
    trickydicky14 Posts: 1,264 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    masonic said:
    When trying to setup my new VM current account as a new payee from my HSBC I can't seem to verify the account details and therefore can't send any money.

    "Payee account details are invalid. We can't check the details you entered with the payee's bank. Please check the Payee directly."

    I only opened the VM account today, but haven't had this issue before with other accounts..

    Has anyone else had this issue?

    Do I simply just need to wait a few days maybe..
    Can you not just check the details yourself and proceed with the payment? I had the same issue and just carried on.
    Likewise I had that, just made sure I got it all correct and sent it, arrived very quickly no probs.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
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