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Virgin Money 10.38% regular monthly saver
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trickydicky14 said:masonic said:jaypers said:I think this highlights the reason to keep old accounts open. There was a time where the M+ current account and associated savings rate was worth having. I’ve had nothing in my Virgin accounts for some time now but was reluctant to close them. This came along and of course it took only a few minutes to open and fund.
Well, I can report my wife found my old login info for Virgin which I have not used for several years and it worked. I don’t have any existing current accounts but do have two old linked saving accounts. So now it gives me the opportunity to open a new CA and saver, pleased about that.
That just goes to demonstrate what a monstrosity Virgin Money is. People in identical situations having completely different experiences. Just like you, I had an old savings account left behind from a few years ago, but the site would not let me log in with my old details (not using my customer number or user id and password, nor using telephone banking PIN and account details). But, unlike another forumite trying the same thing, I was able to sign up as a new customer and open the accounts without issue on the website, despite being told on the app that they 'recognised me' and I needed to log in to proceed.I pity Nationwide taking on all this mess next year, but hopefully they will put it out of its misery and migrate everything onto their systems.5 -
CricketLady said:£162 for about 8 minutes work.
Simply not worth the admin hassle and hard credit check for me.1 -
n3ophyte said:CricketLady said:£162 for about 8 minutes work.
Simply not worth the admin hassle and hard credit check for me.19 -
Middle_of_the_Road said:n3ophyte said:CricketLady said:£162 for about 8 minutes work.
Simply not worth the admin hassle and hard credit check for me.4 -
n3ophyte said:CricketLady said:£162 for about 8 minutes work.
Simply not worth the admin hassle and hard credit check for me.13 -
n3ophyte said:CricketLady said:£162 for about 8 minutes work.
Simply not worth the admin hassle and hard credit check for me.2 -
Without sounding like somebody from the 1890s (you know, look after the pennies etc etc) all these small gains add up, potentially you can have at a wild guess between £1-2k earning at least 7%, some at 8% and this at 10%.
I know one of you here has about 40 odd savers so multiply that 😀
Your 'investment' is guaranteed, there is no risk whatsoever and other than some initial problems (for me) its a breeze to maintain.
Whats not to like??
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Virgin state in the summary box "We’ll add any interest on the last working day in March, June, September, and December."
I presume then that only the June interest payment and final interest payment on maturity will count towards PSA for 2025/26? Can anyone provide an estimate of how much interest will be paid in 2025/26 from this account if it's funded fully each month? TIA
"Those who forget the past are condemned to repeat it"0 -
WLewer98 said:Virgin state in the summary box "We’ll add any interest on the last working day in March, June, September, and December."
I presume then that only the June interest payment and final interest payment on maturity will count towards PSA for 2025/26? Can anyone provide an estimate of how much interest will be paid in 2025/26 from this account if it's funded fully each month? TIA
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This account is flexible too, plus you can add more in the next month if you didn't contribute enough on the previous one. It feels almost like a easy access saving account.0
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