The Las Vegas Thread and MSE guide

ferf1223

March

Steve1981 wrote: »

Going Places were offering $2 to the £ on all currency at the time

It does sound like a good deal, though I suppose it depends on where the bank rate was at the time - there was a trip that we got $2.11 on our Nationwide card and Post Office credit card.

Steve1981

Does anyone use the Nationwide current account, just for when they go away? I've been looking at it and it goes on about swapping over DD and salary payments, which I would not be interested in, I was wondering if I could set it up and just transfer money into it when I go abroad for the 'no charges' element, or if they are likely to kick off with that and maybe close it later?

TangoBunny

October

yup thats what I use mine for.I set mine up a few years ago
I just asked to open a flex account with them ....you dont have to do anything else just put what money you want into that account then use it to draw out abroad.....wherever you go

TangoBunny

October

Stew68 wrote: »

TangoBunny,

Let me know when you're going and i'll hang out a Bon Voyage banner as you pass by Newport!!

Stew

Ok I'll wave as I'm going past

ferf1223

March

Steve1981 wrote: »

Does anyone use the Nationwide current account, just for when they go away? I've been looking at it and it goes on about swapping over DD and salary payments, which I would not be interested in, I was wondering if I could set it up and just transfer money into it when I go abroad for the 'no charges' element, or if they are likely to kick off with that and maybe close it later?

We only use it for holiday purposes and transfer money into it before we go and out of it (if there's any left!) when we get back...have had the account for a couple of years now I think and never any problems.

ChuiMartinez

do nationwide give a good exchange rate btw? if they charge no withdrawl fee im guessing they'll be stinging their customers elsewhere

TangoBunny

October

Ok this is what it says on the website about using Nationwide Flex card and Credit card

Debit and credit cards

As well as all of the benefits you expect from a current
account, FlexAccount doesn’t charge any extra for
transactions carried out abroad. Similarly, you pay no more
when using a Nationwide credit card – although if you use
your credit card in a cash machine, the usual cash advance
fee applies.
We use a wholesale exchange rate to convert your
transaction into sterling, with no hidden fees. Some
competitors charge up to 2.75% for conducting purchases
and for withdrawing cash abroad. Check the reverse of
your statement and Terms and Conditions to see how
much you are charged if you use another provider.
When using your debit or credit card abroad, always pay in
local currency as we handle the currency conversion and do
not charge for this service.

ferf1223

March

12345ns wrote: »

do nationwide give a good exchange rate btw? if they charge no withdrawl fee im guessing they'll be stinging their customers elsewhere

They give the bank rate of exchange and there are no fees for withdrawing overseas (other than what the local ATM might charge which there's no way around using any card). We got as high as $1.97 a couple of weeks ago.

They really aren't stinging customers elsewhere. If you look around on this site you will see that the FlexAccount is highly recommended...and Pebbles recommended the card to me at least a year before we actually set up an account...were previously with Abbey and reckon we save £30-£50 per trip in fees and poor conversion rates with the Nationwide card.

photome

12345ns wrote: »

do nationwide give a good exchange rate btw? if they charge no withdrawl fee im guessing they'll be stinging their customers elsewhere

please read http://www.moneysavingexpert.com/cards/cheaper-spending-overseas.

There is no other debit card that comes close

photome

Steve1981 wrote: »

Does anyone use the Nationwide current account, just for when they go away? I've been looking at it and it goes on about swapping over DD and salary payments, which I would not be interested in, I was wondering if I could set it up and just transfer money into it when I go abroad for the 'no charges' element, or if they are likely to kick off with that and maybe close it later?

I only use mine when going abroad