July NSD challenge
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Joyful July's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Ok so hoping today is nsd 4 😀1
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Day 3 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Not one for me as I’ve paid £30 for a month’s leisure centre membership. My health is improving which is priceless x1
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I needlessly bought choc today which I could have avoided.1
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laurenh1 said:NSD yesterday and I THINK today, I bought a light bulb after one blew. I'll let you decide 😁
I class anything like replacing blown lightbulbs as necessary household maintenance. Bumbling around in the dark may be money-saving, but it's not really practical 😆1 -
Declaring early for NSD 4.
Bracing myself for an evening of my partner- a politics nerd- shouting at the TV until dawn.
It's going to be a long....long....night.
I'm going to be okay.
I have wine and a good book 😊1 -
Not today - will be BACSing the sparky ….
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 3/15beanielou 4/19Caeraugirl 12cathybird 3/15Crazycatlady2 4/18Daywon 15Farmers-wife 2GeriatricmumHotDog2020 2/15ilovetea 2/20KajiKita 3/18keggielaconiclaura laulaurenh 2/20leftatthetrafficlights 3/24LittleMissDetermined 15Makingabobor2 1/15Mrs Cautious 3/26Rupacomp 3/15Saver-upperSecondStar 2/TFshort bird 3/18Tiangfeng2022Worlds Worst Superhero 4/20🌞 🌞 Newcomers welcome! 🌞 🌞0
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