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Joyful July's No-Spend Days Challenge!

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Comments

  • SecondStar
    SecondStar Posts: 660 Forumite
    500 Posts Third Anniversary Name Dropper
    Up to 4 NSDs :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £1,000 / £2,200
  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 July 2024 at 10:17PM
    July NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image

    July targets


    AuntieL 4/15   image
    beanielou 5/19  image  image

    Caeraugirl 12
    cathybird 5/15  image  image
    Crazycatlady2 4/18  image

    Daywon 15

    Farmers-wife 2

    Geriatricmum
    HotDog2020 3/15  image
    ilovetea 2/20   image
    KajiKita 4/18  image

    keggie

    laconic

    laura lau
    laurenh 2/20  image
    leftatthetrafficlights 5/24  image  image
    LittleMissDetermined 1/15   image 
    Makingabobor2 1/15  image
    Mrs Cautious 3/26   image
    Rupacomp 4/15  image

    Saver-upper
    SecondStar 4/TF  image
    short bird 3/18   image

    Tiangfeng2022
    Worlds Worst Superhero 4/20  image




    🌞 🌞  Newcomers welcome! 🌞 🌞

  • Rupacomp
    Rupacomp Posts: 307 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Another NSD today! 
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    July results updated here :):)
  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie, Crazycatlady2, short bird, Worlds Worst Superhero, SecondStar and Rupacomp imageimageimage
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,113 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Declaring very early (!😳) 5/24 please 😁
    'Happiness is not a destination but the journey you walk every day'

    Weight loss challenge 2024:
    Start weight: 9st 13.1lb
    End weight: 8st 13lb

    Weight loss challenge 2025: 
    Start weight: 8st 6lbs
    End weight: 

    JSF: £0/£2000

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • beanielou
    beanielou Posts: 96,645 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • AuntieL
    AuntieL Posts: 418 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #4 today. I’m reluctant to log any more as I love the ice cream icon!
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    3/15 please @cathybird Thank you.
  • KajiKita
    KajiKita Posts: 8,419 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    KajiKita said:
    Not today - will be BACSing the sparky ….

    KK
    Rescinded - too tired to set up a new payee yesterday evening! 
    So reclaiming NSD for yesterday (Thursday) but not today as paid sparky, builders merchant account and dentist! 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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