Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Joyful July's No-Spend Days Challenge!
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NSD #5 for me todayMFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7002 -
July NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 5/15beanielou 7/19Caeraugirl 12cathybird 6/15Crazycatlady2 4/18Daywon 15HotDog2020 5/15ilovetea 3/20KajiKita 4/18keggielaurenh 4/20leftatthetrafficlights 6/24LittleMissDetermined 2/15Makingabobor2 1/15Mrs Cautious 3/26Rupacomp 5/15Saver-upperSecondStar 4/TFshort bird 5/18Tiangfeng2022Worlds Worst Superhero 4/20🌞 🌞 Newcomers welcome! 🌞 🌞0
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Well done beanie, short bird, HotDog2020, leftatthetrafficlights, Rupacomp and AuntieL1
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Morning moneysavers,
I have not been on as much as there has been so much going on with my Dad and then my husband had a car accident so that's all needed sorting (can't remember if I mentioned the accident previously)
I have got another 2 NSDs though and one today
Transferred a small amount of money into savings 😁
Used a voucher yesterday that I won in a raffle to get my husband a free hair cut💇♂️
Doing my best in a difficult time2 -
laurenh1 said:Morning moneysavers,
I have not been on as much as there has been so much going on with my Dad and then my husband had a car accident so that's all needed sorting (can't remember if I mentioned the accident previously)
I have got another 2 NSDs though and one today
Transferred a small amount of money into savings 😁
Used a voucher yesterday that I won in a raffle to get my husband a free hair cut💇♂️
Doing my best in a difficult time1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
laurenh1 said:Morning moneysavers,
I have not been on as much as there has been so much going on with my Dad and then my husband had a car accident so that's all needed sorting (can't remember if I mentioned the accident previously)
I have got another 2 NSDs though and one today
Transferred a small amount of money into savings 😁
Used a voucher yesterday that I won in a raffle to get my husband a free hair cut💇♂️
Doing my best in a difficult time1 -
One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
5/15 an unexpected one today, I have spent money but I am expecting it all back. Also I have been treated for a meal out and ice cream sundae at hotel chocolat.A Very nice man that is lodging at MDs has treated me today and kept me company. I don't know whether I should let a man take me out for a meal. He said it was thank you for the hair cut, my mum said it was a very expensive hair cut. I picked him up, took him to get a hair cut and waited for him, then he got a meal and then I took him back to MDs before driving home. That does seem like one good gesture for another doesn't it? He is about the only man who has showed any interest in me lately, but I have not much clue about him. I guess I should take it slow. He comes across a bit naughty in some respects, He actually asked for a girls number while I was with him, I guess it feels better knowing it is not a proper date just friendly. I have gone from zero social life to 100% social life - not quite but still, sorry for my ramblingsX1
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