July NSD challenge
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Joyful July's No-Spend Days Challenge!
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Spent Friday and then had 2 NSD and spent Monday. NSD again today 😀1
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 5/15
beanielou 10/19
Caeraugirl 12cathybird 8/15
Crazycatlady2 7/18
Daywon 15HotDog2020 6/15
ilovetea 6/20
KajiKita 7/18
laurenh 4/20leftatthetrafficlights 9/24
LittleMissDetermined 3/15
Makingabobor2 4/15Mrs Cautious 3/26Rupacomp 7/15
Saver-upperSecondStar 7/19short bird 7/18
Worlds Worst Superhero 7/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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No spend Tuesday for me please 6/15 Thanks @cathybird I am expecting to spend tomorrow as I am taking a friend to get chinese take out yum yum!!1
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2 NSDs for me, yesterday and today 🥳Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
NSD Tuesday here 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Well done leftatthetrafficlights, beanie, Crazycatlady2, HotDog2020, Rupacomp and KajiKita
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NSD Wednesday maybe Thursday but Fri sat sun I'll be on holiday spending. Monday just be food bits as can't do a big shop till my new fridge freezer comes next wed1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
another one today. Need to buck my ideas up a bit, seem a bit slow this monthMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £750/£3000
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Studies/surveys October £36.23
Decluttering items 1347/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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