July NSD challenge
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Joyful July's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
day 10 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 6/15
beanielou 12/19
Caeraugirl 12cathybird 8/15
Crazycatlady2 7/18
Daywon 15HotDog2020 8/15
ilovetea 6/20
KajiKita 8/18
laurenh 4/20leftatthetrafficlights 9/24
LittleMissDetermined 5/15
Makingabobor2 4/15Mrs Cautious 3/26Rupacomp 8/15
Saver-upperSecondStar 9/19short bird 10/18
Worlds Worst Superhero 10/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Day 8 please @cathybird Thank you.1
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Not today - ordered new work trousers - mine are getting embarrassingly baggy and saggy 😉
KAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD today 🥰Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
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Well done LittleMissDetermined, beanie, short bird, HotDog2020 and Rupacomp
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Tuesday was a NSD
Wednesday was a very spendy day:
2 new bras
Renewing Bus Pass
Train tickets to visit daughter.
I categorise travel tickets as Necessary Expenses.
I usually try not to buy new clothes, preferring to repair or repurpose the clothes I already have and only replace them when items are beyond repair. However, I've recently lost some weight and needed a couple of properly-fitting, maximum support bras (women over 40, or anyone blessed with ample feminine assets will know what I mean!)
Again, these I would class as essential!
Thursday was another NSD.
According to my records, that makes 9 NSDs so far this month, or 10 if you class underwear as an essential purchase.
Friday (today) looks like being a rather spendy day. I have to sort out an outfit for the graduation party, cards and presents for two graduates and two family birthdays next week.
I'll let you know how I get on later.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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