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Joyful July's No-Spend Days Challenge!

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  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 July 2024 at 3:53PM
    July NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    July targets


    AuntieL 7/15   image  image

    beanielou 13/19  image  image  image


    Caeraugirl 12

    cathybird 10/15  image  image  image

    Crazycatlady2 7/18  image  image


    Daywon 15

    HotDog2020 8/15  image  image

    ilovetea 6/20   image  image

    KajiKita 10/18  image  image  image

    laurenh 4/20  image

    leftatthetrafficlights 12/24  image  image  image

    LittleMissDetermined 6/15   image  image

    Makingabobor2 4/15  image

    Mrs Cautious 9/26   image  image

    Rupacomp 8/15  image  image


    Saver-upper

    SecondStar 9/19  image

    short bird 10/18   image  image  image

    Worlds Worst Superhero 10/20  image  image  image





    🌞 🌞  Newcomers welcome! 🌞 🌞

  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    July list updated here :):)
  • Friday and Saturday were both spending days for me.

    Purchases were:

    A lovely "new" dress from a charity shop. I have some nice-enough dresses already, but wanted something special for my daughter's graduation. I'd seen something I liked in a high street store for £80 and was tempted, but I'm taking part in a year-long challenge to try not to buy anything new if it can be bought used, or if something I already have can be repurposed. 

    To cut a long story short, I found an almost identical dress in my local Hospice charity shop for £6. It still has the original tags on, so may have been a corporate donation.
    I was so dizzy with excitement that when the sales assistant asked if i'd be interested in a matching handbag that came in the same delivery,  I said I might be. She rushed off into the back room and reappeared with a brand new designer bag!
    She said it was a corporate donation from a major store and was marked as "damaged- items missing" because it didn't come with the matching purse or dust cover.
    I asked the price, expecting it to be at least £100.
    The charity shop gods must have smiled on me... ..........£4?
    Had I heard her properly?
    Four English Pounds?!!!! 😲

    Readers, I bought it 😆

    So for a grand total of £10, I have my perfect outfit plus a beautiful statement handbag 😁

    Other purchases were presents for my daughter and her partner. I can't go into details as she might be on the MSE site, but let's just say I did a bit of research, planned for and budgeted for them, got a great deal and am really pleased with what I bought 🙂 I'm also making something.

    Still on 10 NSD.

  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Friday and Saturday were both spending days for me.

    Purchases were:

    A lovely "new" dress from a charity shop. I have some nice-enough dresses already, but wanted something special for my daughter's graduation. I'd seen something I liked in a high street store for £80 and was tempted, but I'm taking part in a year-long challenge to try not to buy anything new if it can be bought used, or if something I already have can be repurposed. 

    To cut a long story short, I found an almost identical dress in my local Hospice charity shop for £6. It still has the original tags on, so may have been a corporate donation.
    I was so dizzy with excitement that when the sales assistant asked if i'd be interested in a matching handbag that came in the same delivery,  I said I might be. She rushed off into the back room and reappeared with a brand new designer bag!
    She said it was a corporate donation from a major store and was marked as "damaged- items missing" because it didn't come with the matching purse or dust cover.
    I asked the price, expecting it to be at least £100.
    The charity shop gods must have smiled on me... ..........£4?
    Had I heard her properly?
    Four English Pounds?!!!! 😲

    Readers, I bought it 😆

    So for a grand total of £10, I have my perfect outfit plus a beautiful statement handbag 😁

    Other purchases were presents for my daughter and her partner. I can't go into details as she might be on the MSE site, but let's just say I did a bit of research, planned for and budgeted for them, got a great deal and am really pleased with what I bought 🙂 I'm also making something.

    Still on 10 NSD.

    Amazing. So pleased for you. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,665 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Saturday here. Too tired to spend any money 😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie and KajiKita imageimageimage
  • Declaring early 12/24 please 
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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