July NSD challenge
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Joyful July's No-Spend Days Challenge!
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HotDog2020 said:I bought snacks so not a NS day for me I am afraid, and I wish I hadn't bought them I feel rubbish much like what I bought and ate 😒😒😒
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another for me for yesterday please - will see if I can resist buying lunch today too 🤞#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 3/101 -
Day 13 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
One today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 7/15beanielou 15/19Caeraugirl 5/12cathybird 13/15Crazycatlady2 8/18Daywon 15HotDog2020 8/15ilovetea 6/20KajiKita 12/18laurenh 4/20leftatthetrafficlights 12/24LittleMissDetermined 8/15Makingabobor2 5/15Mrs Cautious 9/26Rupacomp 10/15Saver-upperSecondStar 10/19short bird 13/18Worlds Worst Superhero 11/20🌞 🌞 Newcomers welcome! 🌞 🌞0
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not today, I bought car service, mot and maltesers and chewing gum!1
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Another one today 🥰Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Well done beanie, Caeraugirl, short bird, KajiKita and Rupacomp0
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