Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Joyful July's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD yesterday that I almost forgot about!Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
NSD for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
Day 15, blooming pollen!
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Up to 13 NSDs
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £1,000 / £2,2001 -
And another one for today
Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
July NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 8/15
beanielou 17/19
Caeraugirl 5/12
cathybird 15/15
Crazycatlady2 8/18
Daywon 15HotDog2020 9/15
ilovetea 6/20
KajiKita 12/18
laurenh 4/20leftatthetrafficlights 14/24
LittleMissDetermined 10/15
Makingabobor2 5/15
Mrs Cautious 9/26
Rupacomp 12/15
Saver-upperSecondStar 13/19
short bird 15/18
Worlds Worst Superhero 11/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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Well done beanie, LittleMissDetermined, Rupacomp, AuntieL and shortbird
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No more to add as been on a spending spree oops....some useful though and some not 🤣 will try again over weekend1
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