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Joyful July's No-Spend Days Challenge!

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Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Day 10 Please @cathybird Thank youX.
  • KajiKita
    KajiKita Posts: 10,004 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Not today - treated myself to two books for my week off 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    Not today - treated myself to two books for my week off 😊

    KK
    @KajiKita hope you enjoy the books. Nothing beats a good book xx :)
  • cathybird
    cathybird Posts: 16,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 July 2024 at 11:02PM
    July NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image

    July targets


    AuntieL 11/15   image  image  image 
    beanielou 19/19  image  image  image  image  image
    Caeraugirl 5/12  image  image 
    cathybird 15/15  image  image  image  image  image 
    Crazycatlady2 10/18  image  image  image 

    Daywon 15
    HotDog2020 11/15  image  image  image 
    ilovetea 6/20   image  image
    KajiKita 15/18  image  image  image  image 
    laurenh 4/20  image
    leftatthetrafficlights 15/24  image  image  image  image 
    LittleMissDetermined 11/15   image  image  image 
    Makingabobor2 5/15  image  image
    Mrs Cautious 9/26   image  image
    Rupacomp 12/15  image  image  image

    Saver-upper
    SecondStar 14/19  image  image  image
    short bird 16/18   image  image  image  image
    Worlds Worst Superhero 11/20  image  image  image




    🌞 🌞  Newcomers welcome! 🌞 🌞

  • cathybird
    cathybird Posts: 16,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie, SecondStar, AuntieL and HotDog2020 imageimageimage
  • cathybird
    cathybird Posts: 16,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    July results updated here :):)
  • Crazycatlady2
    Crazycatlady2 Posts: 1,083 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Deffo NSD sat and sun 😀
  • KajiKita
    KajiKita Posts: 10,004 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Not an NSD today - found a beautiful turned wood bowl that will make a good x-mas present for my mum 😊 Paid for that by card but the plant I bought came from my ‘pocket money’ 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • [Deleted User]
    [Deleted User] Posts: 0 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    11/15 please @cathybird Thank youX
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD #11 for me today
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
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