July NSD challenge
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Joyful July's No-Spend Days Challenge!
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Day 10 Please @cathybird Thank youX.1
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Not today - treated myself to two books for my week off 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 11/15
beanielou 19/19
Caeraugirl 5/12
cathybird 15/15
Crazycatlady2 10/18
Daywon 15HotDog2020 11/15
ilovetea 6/20
KajiKita 15/18
laurenh 4/20leftatthetrafficlights 15/24
LittleMissDetermined 11/15
Makingabobor2 5/15
Mrs Cautious 9/26
Rupacomp 12/15
Saver-upperSecondStar 14/19
short bird 16/18
Worlds Worst Superhero 11/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Well done beanie, SecondStar, AuntieL and HotDog2020
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Deffo NSD sat and sun 😀1
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Not an NSD today - found a beautiful turned wood bowl that will make a good x-mas present for my mum 😊 Paid for that by card but the plant I bought came from my ‘pocket money’ 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
11/15 please @cathybird Thank youX1
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NSD #11 for me todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001
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