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Joyful July's No-Spend Days Challenge!

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  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    No spend 12/15 please @cathybird....Thanks.
  • Caeraugirl
    Caeraugirl Posts: 591 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Finally have another NSD today, but with holiday prep and last minute purchases I've been very lax. I'm going to call it at 6 for this month and rejoin when I return in the second week of August.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 3/10
  • KajiKita
    KajiKita Posts: 7,666 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Monday here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 July 2024 at 12:23AM
    July NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    July targets


    AuntieL 13/15   image  image  image 

    beanielou 22/19  image  image  image  image  image  image  image

    Caeraugirl 6/12  image  image 

    cathybird 15/15  image  image  image  image  image 

    Crazycatlady2 10/18  image  image  image 


    Daywon 15

    HotDog2020 12/15  image  image  image 

    ilovetea 6/20   image  image

    KajiKita 16/18  image  image  image  image 

    laurenh 4/20  image

    leftatthetrafficlights 15/24  image  image  image  image 

    LittleMissDetermined 13/15   image  image  image 

    Makingabobor2 7/15  image  image

    Mrs Cautious 9/26   image  image

    Rupacomp 12/15  image  image  image


    Saver-upper

    SecondStar 15/19  image  image  image  image

    short bird 18/18   image  image  image  image  image

    Worlds Worst Superhero 11/20  image  image  image





    🌞 🌞  Newcomers welcome! 🌞 🌞

  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    July results updated here :):)
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #13 for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Not today last minute snack buying 😒😒😒
  • KajiKita
    KajiKita Posts: 7,666 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today - had lunch out with an old friend and his new girlfriend 😊🤩❤️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • short_bird
    short_bird Posts: 4,019 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    day 18, which is nice.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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