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Joyful July's No-Spend Days Challenge!
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Not one today.Girls night tonight.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
@cathybird can I have 18 for August?Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
August targetsAuntieL 15beanielou 19Caeraugirlcathybird 10Crazycatlady2 20DaywonGeriatricmumHotDog2020 15iloveteaKajiKita 18laura lau 18laurenhleftatthetrafficlightsLittleMissDetermined 15Makingabobor2Mrs CautiousRupacompSaver-upperSecondStarshort bird 22Worlds Worst Superhero
Newcomers welcome! 1 -
July NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 15/15
beanielou 24/19
Caeraugirl 6/12
cathybird 15/15
Crazycatlady2 13/18
Daywon 15HotDog2020 14/15
ilovetea 6/20
KajiKita 18/18
laurenh 4/20leftatthetrafficlights 22/24
LittleMissDetermined 15/15
Makingabobor2 8/15
Mrs Cautious 9/26
Rupacomp 12/15
Saver-upperSecondStar 19/19
short bird 20/18
Worlds Worst Superhero 11/20
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
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Totally lost track of posting but I've 3 NSD to add please including today (sat)
Hope everyone well
I'll be aiming for 20 in August please1 -
NSD #15 today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Day 20 today, Saturday.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Not Today, Maccie Ds.1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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