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Joyful July's No-Spend Days Challenge!

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  • I'm back after a 14 day break, what have I missed? 

    It's 28th July today and by my calculations I've somehow managed 19 No Spend Days this month, despite having some blow-the-budget spendy days.

    We went away for a mini holiday to visit our daughter and watch her graduate. It was a very emotional ceremony and cried tears of pure joy. Noisy, snotty, red-faced, puffy eyes tears of pure joy, complete with runny eye make-up. Luckily, we'd had the "proud parents" photos earlier that day! 

    Spent a small fortune in the days we were there- lots of champagne, celebratory drinks and meals, graduation presents, photo sessions, travel etc. 

    Then there were a couple of big family birthdays to celebrate while we there 💰 But it was money I had set aside for this purpose- and in the end I didn't spend most of it.

    The day we came home we had to start preparing for when our son leaves for university in September. A couple of trips to his university city to look at accommodation options (HOW MUCH? For one box room?!!! 😲) meant further expense. Usually he'd just go by himself, but as most places now require a Guarantor to sign the paperwork and agree to pay any debts their son or daughter might get, I had to be there with him. 
    Luckily, he's managed to find a place with a roof, running water and electricity that is within his price range, but it's still ridiculously expensive.

    Went to a Green Festival yesterday, a local event with lots of eco-friendly stalls, activities and talks. Took a picnic, but still ended up buying some soaps and deodorant (necessary hygiene supplies 😊) and a big slice of cake (not necessary, but delicious!)

    After possibly my most spendy month ever- except when I "accidently" bought this house- I'm going to have to keep an eye on the bank balance for the next few months.
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Cathybird, Not today my treat tearoom stop while visiting garden centre with MD, also junk food stop at garage on the way home, which I do regret but I am still enjoying and I wished I didn't enjoy so much 😒😒😒😒 fruit would be much better.....🍓🍓🍓🍍🍍🍍🍒🍒🍒🥭🥭🥭 now come to think of it my only excuse for not buying fruit from MandS is that it is an added expense, the next time I want garage snacks I will treat myself to fruit.
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm back after a 14 day break, what have I missed? 

    It's 28th July today and by my calculations I've somehow managed 19 No Spend Days this month, despite having some blow-the-budget spendy days.

    We went away for a mini holiday to visit our daughter and watch her graduate. It was a very emotional ceremony and cried tears of pure joy. Noisy, snotty, red-faced, puffy eyes tears of pure joy, complete with runny eye make-up. Luckily, we'd had the "proud parents" photos earlier that day! 

    Spent a small fortune in the days we were there- lots of champagne, celebratory drinks and meals, graduation presents, photo sessions, travel etc. 

    Then there were a couple of big family birthdays to celebrate while we there 💰 But it was money I had set aside for this purpose- and in the end I didn't spend most of it.

    The day we came home we had to start preparing for when our son leaves for university in September. A couple of trips to his university city to look at accommodation options (HOW MUCH? For one box room?!!! 😲) meant further expense. Usually he'd just go by himself, but as most places now require a Guarantor to sign the paperwork and agree to pay any debts their son or daughter might get, I had to be there with him. 
    Luckily, he's managed to find a place with a roof, running water and electricity that is within his price range, but it's still ridiculously expensive.

    Went to a Green Festival yesterday, a local event with lots of eco-friendly stalls, activities and talks. Took a picnic, but still ended up buying some soaps and deodorant (necessary hygiene supplies 😊) and a big slice of cake (not necessary, but delicious!)

    After possibly my most spendy month ever- except when I "accidently" bought this house- I'm going to have to keep an eye on the bank balance for the next few months.
    It all sounds like an awesome way to use your money, family, special occasion and why not, that is why you are careful the rest of the time.. I am glad you enjoyed yourself, well deserved and well done on the number of No spend days truly amazing on a spendy month. Good job 👌👍👌👍
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Many congratulations to your daughter for her graduation @Worlds_Worst_Superhero. Must have been a very special day for you all
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Last NSD for me for July as I’m away on holiday on Tuesday and have to get a couple of bits tomorrow. 

    Well done to everyone for July 😎
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    An NSD today after a few costly days!
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 July 2024 at 10:47AM
    July NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    July targets


    AuntieL 16/15   image  image  image  image  image  image

    beanielou 25/19  image  image  image  image  image  image  image

    Caeraugirl 6/12  image  image 

    cathybird 15/15  image  image  image  image  image 

    Crazycatlady2 13/18  image  image  image 


    Daywon 15

    HotDog2020 14/15  image  image  image 

    ilovetea 6/20   image  image

    KajiKita 18/18  image  image  image  image  image

    laurenh 4/20  image

    leftatthetrafficlights 22/24  image  image  image  image  image

    LittleMissDetermined 16/15   image  image  image  image  image  image

    Makingabobor2 8/15  image  image

    Mrs Cautious 9/26   image  image

    Rupacomp 13/15  image  image  image


    Saver-upper

    SecondStar 19/19  image  image  image  image  image

    short bird 20/18   image  image  image  image  image  image  image

    Worlds Worst Superhero 19/20  image  image  image  image





    🌞 🌞  Newcomers welcome! 🌞 🌞

  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    July results updated here :):)
  • One for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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