July NSD challenge
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Joyful July's No-Spend Days Challenge!
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Morning! It's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Another 6 NSDs to add, so I’m on number 9
Budgeted for groceries and petrol are all I’ve spent on this last week…except tickets to a Meat Loaf tribute that is! 😀0 -
@Worlds_Worst_Superhero 10 seems right to me! xWorlds_Worst_Superhero said:Wednesday was a very spendy day:
2 new bras
Renewing Bus Pass
Train tickets to visit daughter.
I categorise travel tickets as Necessary Expenses.
According to my records, that makes 9 NSDs so far this month, or 10 if you class underwear as an essential purchase.
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 7/15
beanielou 11/19
Caeraugirl 12cathybird 9/15
Crazycatlady2 7/18
Daywon 15HotDog2020 8/15
ilovetea 6/20
KajiKita 9/18
laurenh 4/20leftatthetrafficlights 9/24
LittleMissDetermined 6/15
Makingabobor2 4/15Mrs Cautious 9/26
Rupacomp 8/15
Saver-upperSecondStar 9/19short bird 10/18
Worlds Worst Superhero 10/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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Not today I bought cake and bras!1
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NSD Friday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not one today after all. Sorry @cathybird.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another NSD for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Well done Worlds Worst Superhero, LittleMissDetermined, MrsCautious, KajiKita and AuntieL
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