July NSD challenge
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Joyful July's No-Spend Days Challenge!
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One for yesterday but today spent on having my hair done.
3/20 NSD
ilovetea xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 4/15beanielou 6/19
Caeraugirl 12cathybird 5/15
Crazycatlady2 4/18Daywon 15Farmers-wife 2HotDog2020 4/15ilovetea 3/20KajiKita 4/18keggielaconiclaurenh 2/20leftatthetrafficlights 6/24
LittleMissDetermined 1/15
Makingabobor2 1/15Mrs Cautious 3/26Rupacomp 5/15
Saver-upperSecondStar 4/TFshort bird 5/18
Tiangfeng2022Worlds Worst Superhero 4/20🌞 🌞 Newcomers welcome! 🌞 🌞1 -
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Well done leftatthetrafficlights, LittleMissDetermined, beanie, AuntieL, HotDog2020, KajiKita and ilovetea
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
1 for Friday and 1 for today for a new total of 5.
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
4/15 for me please @cathybird I almost caved and bought garage snacks but then decided to have an early dinner instead, will do some oven chips later if I get hungry later. 🍟😉😊1
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6/24 for me pleaseDNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Definitely NOT today! 😂
Bought flooring for bathroom, flowers for neighbour who let us shower at hers this last week and transferred £300 to Mr KK for half a week’s pay as he couldn’t work due to doing our bathroom. 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD today 🥳Savings goal by 31/12/24: £22000
Dec 23: £6945.231
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