July NSD challenge
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Joyful July's No-Spend Days Challenge!
Comments
-
0
-
Not today, sadly I caved and bought garage snacks - not budgeted for...I will try tomorrow to not do this and have another ns day, I need to buy less and less each time I do this - not good. 😕1
-
No spend apart from fuel for the car which I count as an essential spend. 😊
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 3/15
beanielou 3/19
Caeraugirl 12cathybird 3/15
Crazycatlady2 2/18
Daywon 15Farmers-wife 2GeriatricmumHotDog2020 2/15
ilovetea 2/20
KajiKita 3/18
keggielaconiclaura laulaurenh 2/20
leftatthetrafficlights 3/24
LittleMissDetermined 15Makingabobor2 1/15
Mrs Cautious 3/26
Rupacomp 3/15
Saver-upperSecondStar 2/TF
short bird 2/18
Tiangfeng2022Worlds Worst Superhero 3/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
0
-
3/24 for me please'Happiness is not a destination but the journey you walk every day'
Jan GC: £74.77/£100
DNF: £1471.53/£6700
Garden sections: 0/21
DNF: 3/45
Save 12k in 2026: #37 £1471.53/£6700
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
I’m on day 3 today and hope to make it to the weekend!1
-
2 more to report - so far had a spend free July!Savings goal by 31/12/24: £22000
Dec 23: £6945.232 -
NSD yesterday (Tues)
Spent £1 at coffee morning. That includes a raffle ticket, tea and biscuits. Plus company and a good natter.
Tesc@ order came. No treats! 2free samples of dishwasher tablets. I don't have a dishwasher. Gave them to a friend who was quite pleased.
2 NSD to date.
ilovetea xxMake £2026 in 2026 £212-64
Declutter 160 items in 2026
NSD's in Jan. 24/20. Feb 18/202 -
Well done SecondStar, beanie, AuntieL, Worlds Worst Superhero, KajiKita, leftatthetrafficlights, MrsCautious, Rupacomp and ilovetea


3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


