Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Joyful July's No-Spend Days Challenge!
Comments
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A warm welcome to day 2!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD #2 today 😁 Thank you for organising this lovely group @cathybirdMFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
2/24 today please 😁'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
JSF: £0/£2000
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
NSD yesterday and I THINK today, I bought a light bulb after one blew. I'll let you decide 😁1
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Off & running with 1NSD so far. Hope everybody has a good month.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £750/£3000
.
Studies/surveys October £36.23
Decluttering items 1347/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Hi @cathybird I hope you have had a lovelly day today, Please could you add a No spend day making it 2/15...Thank you.1
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@AuntieL it is a lovely group, isn't it!AuntieL said:NSD #2 today 😁 Thank you for organising this lovely group @cathybird
@HotDog2020 yes I did, thank you, I hope you had a lovely day too
@laurenh1 definitely an NSD
July results updated here 1 -
July NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 2/15beanielou 2/19Caeraugirl 12cathybird 2/15Crazycatlady2 2/18Daywon 15Farmers-wife 2GeriatricmumHotDog2020 2/15ilovetea 1/20KajiKita 2/18keggielaconiclaura laulaurenh 2/20leftatthetrafficlights 2/24LittleMissDetermined 15Makingabobor2 1/15Mrs Cautious 26Rupacomp 1/15Saver-upperSecondStarshort bird 2/18Tiangfeng2022Worlds Worst Superhero 20🌞 🌞 Newcomers welcome! 🌞 🌞1
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